Q: Dealership in Kentucky not processing title transfer, affecting insurance claim and causing financial loss.
I purchased a car on February 4, 2025, from Tim Short Auto Group in Lexington, KY. On February 16, 2025, the car was hit while parked and totaled. My insurance company cannot process my claim because the dealership still has not processed the original title from the previous owner to themselves, violating KY law that requires them to transfer it within 15 days. It is now March 24th, and I am without a car. I have emailed the dealership twice, requesting a loaner vehicle, but have received no response. I have copies of my emails and a limited power of attorney document for ownership transfer. Additionally, I've missed over a month of sales opportunities because I'm in sales, and I'm incurring Uber expenses. Do I have a case against them?
A: Yes. You have a case against them. You should hire a lawyer and file suit.
Justia Ask A Lawyer is a forum for consumers to get free answers to basic legal questions. Any information sent through Justia Ask A Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between Justia and you, or between any attorney who receives your information or responds to your questions and you, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask A Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises, or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
