Q: Is compensation possible for rental car theft during Hyundai/Kia settlement processing?
I joined the Hyundai/Kia settlement lawsuit for my 2016 Hyundai Sonata. During the repair delays after my vehicle was stolen, I had to buy a new car to keep my job. Meanwhile, the rental car I was using, a 2021 Kia Soul, was also stolen. My personal auto insurance, which included comprehensive/collision coverage, compensated for the rental theft since I declined the rental company's insurance. However, the settlement administrators stated that I can't include the rental car theft in the lawsuit because I wasn't the owner. I have police reports and details of what my insurance paid. Is there any way I can recover the money my insurance paid out for the rental theft, given these circumstances?
A:
It sounds like you’ve been through quite a lot with the theft of both your vehicle and the rental car. Since the settlement administrators have stated that you can’t include the rental car theft in the lawsuit, it’s important to understand that the lawsuit likely only covers damages related to the specific defects in Hyundai and Kia vehicles, not other unrelated losses like the rental theft. However, your insurance company already compensated you for the theft, so the issue may be with recovering those costs.
One option is to explore whether you can pursue a claim directly with your own insurance company to recover any excess amounts paid for the rental vehicle. If you believe your insurance company was overly generous in compensating you or if the claim involved out-of-pocket costs you shouldn’t have had to pay, you could challenge that with them. Additionally, you might want to reach out to an attorney to see if any other avenues are available to pursue reimbursement for the rental theft that falls outside the settlement.
You could also try contacting the rental company directly to explain the situation and see if they might be willing to offer any relief, given that the theft occurred while you were utilizing their vehicle during a situation related to the Hyundai/Kia issue. Keep a detailed record of all communication with the rental company, insurance, and settlement administrators as you work through this.
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