Pennsylvania Insurance Defense Questions & Answers

Q: Who can I contact to help me with a denied car insurance claim? Someone hit me, and was clearly at fault.

2 Answers | Asked in Car Accidents and Insurance Defense for Pennsylvania on
Answered on May 29, 2018
Mark Scoblionko's answer
If you have collision coverage, you should contact your insurance company. If you do not, your only recourse would be to sue the other driver. Although you can handle this yourself in small claims court before a magistrate, you would be best advised to hire a lawyer. If it goes beyond a magistrate's level, you will have to hire a lawyer.

Q: Im being sued by another insurance co due to auto accident, do I need a personal lawyer to represent me?

2 Answers | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Pennsylvania on
Answered on Dec 18, 2017
Mark Scoblionko's answer
If you have property damage coverage and your insurance company has hired a lawyer to defend the case, the lawyer is responsible for defending the entire case, not just the portion of the claim covered by your insurance. You are actually the client being represented, not the insurance company, even for the portion of the claim that is covered by the insurance.

You should feel free to raise your question with the lawyer, and, in fact, you should.

Q: I live in pa, I was in accident and was my fault. the insurance company is threatening to sue, what can I do?

2 Answers | Asked in Car Accidents and Insurance Defense for Pennsylvania on
Answered on Oct 12, 2017
Mark Scoblionko's answer
A public defender is only for criminal cases. It sounds like you should consult with a bankruptcy lawyer, who could advise you if personal bankruptcy is the route to go.

Q: A lady ran a stop sign and caused an accident with her husbands car but he told insurance she didn't have permission to

2 Answers | Asked in Car Accidents and Insurance Defense for Pennsylvania on
Answered on Jan 31, 2017
Clark Mitchell's answer
Unfortunately you will need to consult legal counsel. There are numerous questions: Is the wife living with husband, Is she named under the liability policy, What was her purpose in driving his care, what is their history.

Q: I got in a dispute of $550 with my dental office. They claimed they did services which my insurance won't cover

1 Answer | Asked in Health Care Law, Insurance Defense and Medical Malpractice for Pennsylvania on
Answered on Jan 18, 2017
Peter N. Munsing's answer
You can tell them you did not consent to the services they are billing you. If they have a debt collector call you you file a complaint with the medical board that licenses dentists.

Q: In PA, what can a person do who wants to keep their car from being declared a total loss?

1 Answer | Asked in Car Accidents and Insurance Defense for Pennsylvania on
Answered on Sep 24, 2016
Peter N. Munsing's answer
They may be doing you a favor. First, if you were hurt, contact a member of the Pennsylvania Assn for Justice--we give free consults, just like I'm doing now. In Pennsylvania it is the option of the company to pay or total the car out. If you want to keep it you can buy it back for salvage value. They don't have to pay the cost of repairs above total value, nor do they have to pay replacement value. Understand if you keep the car and it doesn't run that's on you. You could see if they will...

Q: I am a renter in pa over memorial weekend I had a $1600.00 tool stolen from the property, I didn't have insurance.

1 Answer | Asked in Insurance Defense for Pennsylvania on
Answered on Jul 25, 2015
Adam Studnicki's answer
Sorry to hear that.You can try, but most likely the claim will be rejected because it's your property. Consider renter's insurance moving forward.

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