I'm shopping around for Auto Insurance in PA; considering Progressive. I also like to ride bike. Hopefully, I'd never need it, but if a motorist injures me while I'm riding bike and they are at fault, would I be covered by Uninsured/Underinsured Motorist Coverage... Read more »
Short answer yes. Uninsured underinsured covers you if the driver running into you has no insurance or too little. If you have more than one car in your household get "stacking" --the best deal in car nsurance. It multiplies the coverage you had for UM/UIM by the number of cars, and...Read more »
I was in an automobile accident last year and I was deemed at fault. The other driver's insurance company paid to have the other driver's car fixed and is now suing me to pay them back for those costs. Will my insurance company cover those costs or will I need to pay the other insurance... Read more »
If the amount of damages to the other car exceeds your property damage coverage on your insurance policy, you will be responsible for the excess amount. For example, if your property damage limits were $10,000 and the repairs to the other vehicle were $12,000, your insurance will pay the $10,000...Read more »
There are couple different reasons this could happen. One is if you receive a citation for driving without insurance or with suspended registration. A conviction in either case could lead to a license suspension.
Or, insurance companies are required to notify PennDOT of a lapse in your...Read more »
I went to a rehabilitation center to seek help for my alcoholism. I was there for 30 days. Their policy required patients to turn in all of their personal belongings (phone, wallets, etc) except for clothing. During my stay, one of their staff members stole my credit card and ID and committed... Read more »
A Pennsylvania attorney could answer best, but your post remains open for two weeks. As a general matter, it does not appear to be a case that attorneys might consider taking on a contingency basis. If you are paying by the hour, the burden is upon you to provide evidence of the theft. In a busy...Read more »
Personal insurance covered everything when stores should have, so they taking for every doc visit, which still happens frequently. Delays seem to be from our own lawyer at this point, we were told to sign months ago, without being able to see itemized receipt even though we asked for it. The... Read more »
If lawyer is out of country and has access to email, that should still enable wrapping up paperwork for case. If you are able to establish email contact and carrier is willing to work with digital scans of releases, lien forms, and other related paperwork for closing out the case, that might be an...Read more »
My insurance dropped me because I “make too much money” but I never received the notice they said the mailed me. So I had gone to the ER and now I have a $4000 hospital bill. The insurance company said I can’t file a complaint because I am no longer insured under them and the insurance... Read more »
I received a denial letter after explaining my side of the story. The driver knew he was at fault. In a one lane road, he moved off to the left of the road to turn left, I proceeded to pass him on the right to go around him and he unexpectedly moved back into the center of the lane to now make a... Read more »
If you have collision coverage, you should contact your insurance company. If you do not, your only recourse would be to sue the other driver. Although you can handle this yourself in small claims court before a magistrate, you would be best advised to hire a lawyer. If it goes beyond a...Read more »
My auto insurance didn't cover the full amount of her auto damage. I was at fault due to me rear ending her. My car was totaled but the other vehicle I hit was driven from the scene. No personal injuries. My insurance company does have a lawyer but not sure if they are protecting me or just... Read more »
If you have property damage coverage and your insurance company has hired a lawyer to defend the case, the lawyer is responsible for defending the entire case, not just the portion of the claim covered by your insurance. You are actually the client being represented, not the insurance company,...Read more »
the car I was driving insurance didn't cover me driving the car. the insurance company says I owe almost 20,000 dollars and I am broke and no job. have made one payment tried to set up other payments but they said they were not sufficient enough. so now I think are threatening to sue. I own... Read more »
Unfortunately you will need to consult legal counsel. There are numerous questions: Is the wife living with husband, Is she named under the liability policy, What was her purpose in driving his care, what is their history.
They did not tell me those are not covered. I only came for 2 teeth filing which I am supposed to pay some portion and insurance company pays other. So I dispute with my insurance company and the insurance performed an audit based on the dentist claims resulting me owing even more money. I did not... Read more »
I was rear-ended and pushed into a car in front of me. The insurance co of the guy who hit me wants to declare my car totaled. I believe they are undervaluing my car. They also are including repairs in the cost that are not necessary to make it able to pass a vehicle safety inspection.... Read more »
They may be doing you a favor. First, if you were hurt, contact a member of the Pennsylvania Assn for Justice--we give free consults, just like I'm doing now. In Pennsylvania it is the option of the company to pay or total the car out. If you want to keep it you can buy it back for salvage...Read more »
Sorry to hear that.You can try, but most likely the claim will be rejected because it's your property. Consider renter's insurance moving forward.
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