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Since I am not even a U.S. citizen, do I have to pay it?
answered on Aug 8, 2012
It depends on what letter this is. Was there a court case and judgment against you (i.e. did a judge say you owe this amount of money?) What I often see is if someone was caught shoplifting, the store will hire a lawyer to send a letter saying the person owes 2 or 3 times the amount of the item... View More 
answered on Aug 8, 2012
Yes, but the form in which this notification happens might not be what you expected. You should be notified so that you can, at a minimum, oppose any garnishment. For example, if you have a lot of young children at home or are taking care of an elderly parent, the judge may consider this and order... View More
answered on Mar 17, 2012
Sure, it's more than possible to work out a settlement with a creditor if you want to. Telephone the creditor directly, tell them you'd like to work out a deal, ask them for their best terms, see what they say and then negotiate. A lot depends on how much money is owed, who the creditor... View More
I have a small claims judgement that the guy wont pay~ I need help, this person enjoys a high level of income and I dont know what to do.
answered on Jun 15, 2011
This means someone filed a suit against you and is claiming you have been served with process (the Summons and Complaint) but that you have not responded to the suit. If you don't respond, your case can be decided without your input concerning your defenses, etc.
answered on Feb 3, 2011
Not much, unfortunately. Derogatory entries will remain for a period of 7 years (10 years for bankruptcies). If there is an error, you can challenge the accuracy of the entry, and the reporting agency has to verify the entry within a short time period, or remove it.
answered on Jan 24, 2011
Sorry to waffle like this, but - it depends on the circumstances. Under some circumstances you may be able to appeal the bank levy. If you file a bankruptcy action within a specified time period you may be able to have the money returned by court order, or by order of the Trustee. You should... View More
answered on Nov 18, 2010
No , they can't. It may violate botht eh FDCPA and the California Rosenthal Act. Make sure you keep a copy of the recording. And keep a log of all ovther calls and letters you get from this collector.
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