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1 Answer | Asked in Copyright, Divorce, Collections and Communications Law for Ohio on
Q: If FBI blocked SSN who's responsible for the fraud thiefs 2016 Cambridge university of surveillance Brian Wayne Ellis

European council offered me settlement I declined it . Arbitration in California, well someone signed it. Not me. Millions gone plus insurance and I have a few things to prove how email address was used ssn no!

Barry W. Kaufman
Barry W. Kaufman
answered on Feb 7, 2023

This sounds like one big scam. There was never any money, you were never going to get anything from the "European Council", whatever that is.

1 Answer | Asked in Collections and Elder Law for Alabama on
Q: I had a judgement against me in 2017. They just started garnishment on Dec 2022. I’m 66 years old. What can I do
Joel Gary Selik
Joel Gary Selik
answered on Feb 5, 2023

You have a number of options. These options include, consult with a Bankruptcy to see, not only if you qualify, but if it makes sense in your financial condition and future. Protect your assets by having assets in non-collectible, accounts or assets. File claims for exemption.

The first...
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2 Answers | Asked in Consumer Law, Collections and Insurance Defense for Kentucky on
Q: Is this a possible lawsuit?

I was force placed insurance on my truck that ive had insurance on since day one. They told me there was a lapse and my truck payment went from $400 a month to over $800 a month. I sent proof of insurance and they ignored me and dodged my calls for a week. I finally got ahold of them and they said... Read more »

Joel Gary Selik
Joel Gary Selik
answered on Feb 4, 2023

Yes it is a possible lawsuit. You should consult with an experienced attorney in consumer rights.

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0 Answers | Asked in Consumer Law, Banking, Collections and Small Claims for Georgia on
Q: BILL PAY FUNDS EXTRACTED 3 DAYS PRIOR TO SCHEDULED PAY DATE

As a customer with a bank for almost 2 yrs, due to my HOA's lockbox there, Bill Pay deposits were on the 1st of ea. month and scheduled for payment the 1st, 2nd or 3rd of each month. ISSUE: The bank SUDDENLY withdrew funds November 28, 2022 instead of Dec 1, 2022. ISSUE: The bank charged... Read more »

0 Answers | Asked in Collections for Utah on
Q: A rental management company unrightfully hired a debt collection agency and want us to pay the fee. What can we do?

My husband and I moved out of our last apartment almost a year ago because of a weed smoking issue from the tenants next to us. I was pregnant at the time, and not only did it make me very sick, I was also worried about the second hand smoke for my baby. They sent us a fat bill upon moving out with... Read more »

0 Answers | Asked in Business Law, Civil Litigation and Collections for Indiana on
Q: What can I do if I can't find a lawyer? I need to respond to the court within 20 days but I have a few days left to do

I received a notification from the court of a lawsuit and I have 20 days to respond after the notification, but it's been approximately 11 days and I still can't find a lawyer. If I can't find one, what can I do?

1 Answer | Asked in Consumer Law, Contracts, Business Law and Collections for Kentucky on
Q: Is this a case?

I was making payments through a truck I started financing a year ago, and those payments were being made through SMART Payment plan in which they charged me on a biweekly basis in means to help me pay off the vehicle quicker.

Problems occured quuckly and often through them. My payments were... Read more »

Timothy Denison
Timothy Denison
answered on Feb 3, 2023

Technically, there is probably some liability there but it very likely wouldn’t be worth the time, money or hassle to pursue it. If you can get reimbursed what you’ve lost ( or most of it), you’ll still be ahead of the game.

3 Answers | Asked in Collections for North Carolina on
Q: I need a listing of lawyers in Mecklenburg county that can consult me on a debt collection suit
Barry W. Kaufman
Barry W. Kaufman
answered on Feb 1, 2023

We don't do that in this forum. There may be other places on Justia where you can look.

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3 Answers | Asked in Collections for North Carolina on
Q: I need a listing of lawyers in Mecklenburg county that can consult me on a debt collection suit
Lynn Ellen Coleman
Lynn Ellen Coleman
answered on Feb 1, 2023

You don't mention if you are trying to collect from someone, or if you are defending a collection against yourself, or if this is a business collection matter. If you are defending against a personal collection you could start out with consumer bankruptcy attorneys (many also defend... Read more »

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1 Answer | Asked in Business Law and Collections for Nebraska on
Q: My old dentist just now sent be a bill from 2016. After I asked for months for the bill. Do I have to pay?

They have recently retired. And are now asking for my payment. 5 years is a little silly

Joel Gary Selik
Joel Gary Selik
answered on Feb 1, 2023

Check the statute of limitations for contracts in your state, if it is past that time you do not have to pay. If it is within the time limitations, you may have a defense called laches.

1 Answer | Asked in Collections and Bankruptcy for Texas on
Q: Does a motion to lift stay (DSO Claimant) for a default judgment mean I still must figure out collection from ex?

Ex Husband is still in the approval (or denial) for Chapter 13. My motion for relief of stay keeps getting pushed forward since he keeps getting pushed forward. The trustee is now recommending denial of his chapter 13 due to timeliness. I have a default judgment for attorney fees and amount owed up... Read more »

Timothy Denison
Timothy Denison
answered on Feb 6, 2023

You will have to get the additional award of attorney fees approved by the divorce court. Your settlement agreement may also have language regarding such an award.

0 Answers | Asked in Civil Litigation, Civil Rights, Collections and Constitutional Law for New Jersey on
Q: NJ Rule 4:6-1. When Presented (How long does Complaint have to respond to my "Answer to Complaint with Counterclaims").

NJ Rule 4:6-1. When Presented (How long does Complaint have to respond to my "Answer to Complaint with Counterclaims").

1 Answer | Asked in Collections on
Q: My ex-spouse (with a prenup) was repaying a loan to me, now he refuses saying we were married at the time of loan.

Sum is too large for small claims court. Is he required to repay loan after he already began paying then stopped although he borrowed during our marriage, but began repaying after separation/divorce ? I have texts (after separation/divorce) of him saying how much he owes, how much he will repay per... Read more »

Joel Gary Selik
Joel Gary Selik
answered on Jan 31, 2023

The first issue is how was this item, or the category of this type of item, handle in the MSA.

1 Answer | Asked in Consumer Law, Business Law and Collections for South Carolina on
Q: If I was told an insurance package would cover my vacation from any pandemic related issues and now they won't pay.

Travelocity sold the vacation to me in spring 2021, and told me I was covered from any pandemic related issue but I didn't read the fine print and now AIG will not reimburse me and Travelocity only offered credits I cannot use.

Barry W. Kaufman
Barry W. Kaufman
answered on Jan 31, 2023

"I was told". "I didn't read the fine print".

These are the 2 biggest errors people make when they enter into any contract. The only thing that matters in a contract is what is on paper, not what you were told. Not reading the contract, including the fine print, is...
Read more »

0 Answers | Asked in Criminal Law, Collections and White Collar Crime for Utah on
Q: Did the Utah state board of pardons have statutory authority to change or modify an order of restitution?

The crime judgement itself was handed down circa 1994, and Circa 2003 an order for restitution that was jointly or severely was handed over to the state collections department. The collections department claims that the BOP had the statutory right to sever the restitution and collect the entire... Read more »

0 Answers | Asked in Tax Law, Collections and Health Care Law for Alabama on
Q: My AL refund was intercepted by the hospital. Don't they have to give me a receipt showing the bill it was applied to?

Our 2021 refund ($576) was intercepted for hospital bills, but no one will tell me what bills it was used to pay! I know it's Huntsville Hospital but beyond that, no one will tell me anything. The hospital won't send me anything! And there response on the phone was "We'll... Read more »

0 Answers | Asked in Collections and Small Claims for California on
Q: If I have a judgment that I'm trying to collect, can I use the court system to intercept a tax refund?

They are self employed and they say they don't work much so wage garnish seems tough,they don't seem to have a lot in there name or so they say, is the only other route where the court auctions there stuff and pays me...?

3 Answers | Asked in Collections and Small Claims for Texas on
Q: What are my options if I received a civil lawsuit notification for a 7-year-old debt?

I am in Texas. The payday loan was taken out at least 9 years ago. I fell on really hard times and was unable to continue making payments after approximately 4 payments.

The notice from a legal geoup in Virginia states it is my 2nd notice although I didn't receive the1st.

I... Read more »

John Michael Frick
John Michael Frick
answered on Jan 27, 2023

Wait to be served by a sheriff. Then take the papers to an attorney to discuss whether to plead that the statute of limitations bars the lawsuit at this time.

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1 Answer | Asked in Contracts, Business Law and Collections for North Carolina on
Q: I would like to know if a lien enforcement company can come to a personal residence to remove property.

I have a UCC lien and lien enforcement called and threatened to come to my residence. There was a limited personal guarantee that states they would be allowed in terms of a default to review the assets. The company has been making this threat every two months or so but it is now weekly. They left a... Read more »

Lynn Ellen Coleman
Lynn Ellen Coleman
answered on Jan 28, 2023

It's difficult to address this in an online forum. Many facts are missing. It smells like scam to me. "UCC Liens and Enforcement" is supposedly the name of the collector? Have they sent you anything in writing at all? If not, another red flag of scam, including the threatening phone... Read more »

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