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Collections Questions & Answers
0 Answers | Asked in Bankruptcy, Banking, Collections and Small Claims for Washington on
Q: Do I have a case ?

In 2017 I co-signed for a care credit account for a former friend, we no longer speak but she had been paying on time, I January of this year I found out she stopped paying in October, I contacted care credit for details, the suggested credit counseling for her to be able to make payment. I reached... Read more »

0 Answers | Asked in Bankruptcy, Landlord - Tenant and Collections for Texas on
Q: Can I take action against Texas Rent Relief for abuse?

My application (which I submitted in March) was neglected, handled improperly, and went against protocol for the review process. It is still in review today. As a result I was forced to either face eviction or not renew my lease at my appartment. When I contacted the program, they specifically... Read more »

0 Answers | Asked in Collections for Ohio on
Q: Found out there is an old civil judgement from 2003. Went dormant in 2008. Can it be revived in 2021?

It is from an old credit card. Started getting collection notices a month ago. I want to know if the debtor can take legal action

0 Answers | Asked in Traffic Tickets and Collections for North Carolina on
Q: If I unable to pay all of a fine on time but can finish paying it the following week, what can I do?

It's for a speeding ticket that was lowered to an improper equipment. The fine is due September 14th.

0 Answers | Asked in Collections and Communications Law for Kansas on
Q: Can I get out of paying a tow bill if the mechanic didn't work on my car and had had it for over 2 months now?

I had it towed to the mechanic shop where I bought my car from. They told me to have it towed there and it would be $50 charge. They said I didn't have to pay it until my car was fixed and brought back to me. They have had my car since July 3rd and have not worked on it at all. When I call my... Read more »

1 Answer | Asked in Consumer Law and Collections for Florida on
Q: how do i find out if a collection lawyer's actions qualify as abusive?


Barry W. Kaufman
Barry W. Kaufman answered on Sep 12, 2021

Unethical? No. There is no right to settle an account, although it is better practice to at least have told you that the creditor rejected your offer. It doesn't sound like you made much of an attempt to keep in touch, either. Collection lawyers work many accounts.

0 Answers | Asked in Civil Litigation, Collections, Landlord - Tenant and Small Claims for Utah on
Q: What kind of lawyer do I need to look for? Where do I start with everything in general? How can this all happen?

evictions case from 2013, started receiving notices for the first time towards end of July 2021, all 3 summons were signed by 1 of 3 defendants but another defendant was not informed (to the best of my knowledge) garnished wages for a total amount between now 2 defendants unknown how much each will... Read more »

0 Answers | Asked in Consumer Law, Business Law and Collections for Mississippi on
Q: I recently purchased a car but my down payment fell through due to error on the dealerships part. They are telling me

I must bring the car back. The finance company has already paid the dealership for the car and has sent me my payment book. Can the dealership do this? If so will this be a repossession on my end even if the dealership has the car back?

2 Answers | Asked in Collections for Oklahoma on
Q: Got served a notice to appear in court over furniture we allowed to be repossessed years ago company won’t settle

We tried to call and see if they’d settle for a lower amount to keep it out of court they declined and are threatening putting Liens on property and taking wages over $1300

Anna L Self
Anna L Self answered on Sep 7, 2021

What is your question? They are not required to settle. Once they have a judgment they can garnish your wages for 25% and put a lien on your property. If you allowed the property to be repossessed years ago you might have a defense but you would need to speak with an attorney. Good luck!!

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0 Answers | Asked in Collections for Kansas on
Q: Can a law firm send my debt to collections after the state sent my debt to them to collect?

I owed a debt to the state of Kansas for over 10 years and because I never made any payments towards it they sent my debt to a law firm for them to collect it. My question is if I dont start paying my debt off to this law firm can they send my debt to collections?

1 Answer | Asked in Consumer Law, Contracts and Collections for Oregon on
Q: Have there been any cases upholding the current version of Oregon Revised Statutes: 73.0311?

Is a check marked "paid in full", and negotiated still a valid "accord and satisfaction" in Oregon, in a disputed matter?

Gregory L Abbott
Gregory L Abbott answered on Sep 7, 2021

If you are asking if you write "Paid in Full" on a check's memo line and submit it for less than the full amount of the bill, and it is cashed, are you off the hook for the balance of the bill, the answer is NO. If you have a written agreement specifying the creditor is settling for... Read more »

2 Answers | Asked in Tax Law and Collections for Pennsylvania on
Q: is there anyway to fight back against the IRS regarding my situation ?

for 2020 I owed $7200 on April 15th to the IRS but I accidentally dated it for 2021 and now they refuse to transfer the $7,200 from 2021 to 2020. so essentially my $7,200 is just sitting there being unused because im no longer self employed so I no longer need to make quarterly payments. I'm... Read more »

W. J. Winterstein Jr.
W. J. Winterstein Jr. answered on Sep 4, 2021

(1) If you can find the right person to talk with in the IRS, your problem should be resolvable. When you contact the IRS, keep asking for the next higher supervisor until you get someone who will work with you.

(2) Other than that, on January 1st, 2022, file your 2021 return, show the...
Read more »

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2 Answers | Asked in Small Claims, Criminal Law, Banking and Collections for Florida on
Q: A while back I had a friend he opened a credit card and added me as a authorized user I got my own card and he got his

We stopped talking haven’t had any contact for months and I’ve been taking care of the card making on time payments there is a balance due and he just froze the account and took me off the account as of today. If I don’t pay that amount that’s left owed now on the account could I be held... Read more »

Barry W. Kaufman
Barry W. Kaufman answered on Sep 3, 2021

As an authorized user, you are not responsible to the credit card company for the balance unless the cardholder agreement specifically makes you liable. Otherwise,

The balance is on him.

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1 Answer | Asked in Collections for California on
Q: CA Jgmt Debtor Exam - Who may conduct the exam? I'm pro per and have a $47k+ jgmnt on debtor I have a Restr Ord agnst.
Maurice Mandel II
Maurice Mandel II answered on Sep 11, 2021

Suggest you hire an attorney to conduct the exam and see that the records of the debtor are subpoenaed.

1 Answer | Asked in Collections for California on
Q: Collections lawsuit passed limitations in original state, I’ve since moved where the statue of limitations is longer.

I have a debt that went to collections from 2014 in ca. I am passed California statue of limitations. However in 2015 I moved to New Jersey where that statue of limitations is 6 years vs 4. I am being sued here in New Jersey but the debt is from California. Is that legal?

Leon Bayer
Leon Bayer answered on Sep 2, 2021

I believe the debt is still subject to the California statute.

I suggest you call the creditor attorney immediately and point this out. If you do not get immediate satisfaction then bring a consumer law attorney onto your team immediately.

0 Answers | Asked in Civil Litigation and Collections for Colorado on
Q: what are to the most likely outcomes?

My mom made a deal with the previous homeowner regarding the home furniture that was separate from the house. It included how much she was going to pay a month and by what date. She made the first payment in November of 2019 but then she lost her job due to her depression. When she told the... Read more »

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