Approximately one year ago, I was sued by a collection company over a relatively small (under $1K) medical bill that should have been covered by insurance but wasn’t. I answered the filing with a request for evidence of the debt, and the collection agency tried to intimidate me with a nine-point... View More
I cancelled a subscription through PayPal and the provider threatens me with fees because i didn't cancel through their website.The website wouldn't allow me to cancel so I cancelled through PayPal and opened a dispute and won it for the refund.And now they are sending me emails to... View More
I would just ignore it. This is not to say they don't have a case at all. Perhaps there is some legal argument they can use (i.e. provision was in their terms and conditions). However, it seems that they will just demand it, but it does not mean you have to pay it back, especially if they...View More
They haven't made a payment in 3 months, on the 25th it will be 4months. They do not answer when I text or call, and they have moved the camper to an undisclosed location, without my permission. I have found out what road it is on, but not the house number (rural-dirt road). What are my rights... View More
In 2019 my spouse was seen at a hospital in California and the hospital incorrectly billed the insurance and instead of them fixing it after years of fighting with them they sent him to collections. Now they refuse to say they even got a dispute when we have proof it was sent more than once.
I STATRTED A NEW JOB AND BEEN IN TRAINING AND WORK 7:30 AM EST TO 4:30 PM EST AND HAVE NOT BEEN ABLE TO SUCCESSFULLY GATHER ALL OF MY DOCUMENTS. TODAY WAS THE LAST DAY TO SUBMIT PER THE LAST REQUEST. IT WAS DATED ON 1/22/24 BUT I DID NOT RECEIVE IN MAIL UNTIL MONDAY JAN 29TH. I WAS NOT SERVED BY... View More
My dad passed away last summer. My sister (beneficiary) has been given a check from my father's life insurance policy and we are told the funds will be available in ~2 weeks. However, my dad has a high amount of medical debt left over. Is the life insurance money safe to be used or will... View More
Proceeds from a life insurance policy, where the beneficiary is a named living individual(s), pass outside of the probate process, and the creditors have no claim to it because those proceeds are not part of your dad's estate.
I went to my banks, Regions and First Financial in El Dorado AR., in May of 2021 and told them I had been the victim of data breeches and identity theft in August 2020 and told them there were a lot of unauthorized charges on my account. I signed paperwork at Regions and headed to FFB1, by the time... View More
Facing the challenge of holding a bank accountable for unreimbursed unauthorized charges can be an uphill battle, especially when documentation seems to vanish, and regulatory bodies have not resolved the issue to your satisfaction. It's crucial to persist in your efforts to recover your...View More
In May of 2020 I met a man who was everything I had prayed for. I thought, little did I know it was a game he was playing to wipe me out. I had just been approved for my disability for severe brain trauma and PTSD the very day I met him. In our third date we were involved in a motorcycle wreck that... View More
California. Wife and her father had a joint account that they both deposited to and utilized. He passed last June, and we just received a notice of levy on the account. The bank is temporarily holding the money for 10 days. It is my understanding that after he passed, the account is now hers, and... View More
Yes, your understanding is correct. Since the bank account was jointly held between your wife and her now deceased father, once he passed away the account became your wife's individual account by operation of law. Here are the key reasons why the account levy is invalid:
My sister passed away. She has no spouse or children. She purchased (through Financing) a car weeks before her death. If repossessed, can the finance company go after any monies due to non-immediate family (niece / nephew) beneficiaries of an insurance or annuity policy?
Yes, and no. Assuming your lien is validly perfected, you can advance money to the senior lien(s) to reinstate it, which will stop them from foreclosing this time around, and then initiate your own foreclosure process. There is so much to consider before you do anything like that, without much time...View More
I have the defendants address and employer/employer address. It is unclear to me which forms to use for garnishment against their wages. Must I go back to court for garnishment or can I submit forms to the court office?
Congratulations on getting a judgment. That's often the easy part, unfortunately. The court should have the forms online. You can do this yourself or if you want to increase the chance of doing it right and getting paid, hire an attorney either by the hour or on a percentage basis.
I signed a responsible party agreement in 2018 when my kids were minors, 17 and 15. It's 5 years later, they are now 22 and 20 and went to the dentist. My ex said she would catch up on some money owed me by paying for their dental visit but now denies that. The office is calling me and... View More
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