Get free answers to your Collections legal questions from lawyers in your area.
Your current state is Ohio
I was hired to maintain an estate and care for the owners pets while the owner was in jail. Now owner is refusing to pay me or compensate me in any way.
That local to Alpharetta, Georgia company is being investigated by the SEC and all my investments are froze with little to no communications with the company. Do I need a lawyer to watch out over the SEC progress and results on my best behalf or do I just sit and wait with no information on the SEC... View More
Good morning. I have a question about filing IRS form 433-f (Collection Information Statement) for the purpose of requesting "Account Not Collectible" status in regards to several unpaid and/or unfiled tax years. In the section asking about home equity - do I need to include my home and... View More
![James L. Arrasmith James L. Arrasmith](http://justatic.com/profile-images/1668636-1701034960-sl.png)
answered on Jul 23, 2024
Good morning. When filling out IRS Form 433-F, you do need to consider the home equity section. However, since you are purchasing your home under a Contract for Deed and the title is still in the seller's name, you technically do not have ownership or accessible equity in the property yet. In... View More
Father passed away and payments continued. My name was listed on his bank account however, others also had access to funds. Am I responsible for repayment when his death was reported? also, the payment was actually from my mother's portion of her pension. She died in 2004 and a death... View More
We are retired and she is not a part of the accounts. She gets a monthly pension payment, automatically deposited, from her former employer.
To avoid Writ of Execution to sell his Los Angeles Condo in 2005, the co-owner attempted to transfer his 1/2 equity to his brother for an alleged $431,975. No loan, and no loan documents ever existed, just the filing for a Trust Deed on the entire condo. I contend that the 7-year statute of... View More
![Delaram Keshvarian Delaram Keshvarian](http://justatic.com/profile-images/1674694-1714241844-sl.jpeg)
answered on Jul 18, 2024
Thank you for your question!
If it was a fraudulent transfer, just to shield the property, you probably can reverse the transfer. The statute of limitation of the judicial foreclosure is 3 years unless it was in installments. There is a trust deed, so you may be able to do a non-judicial... View More
Out to the collection co that has it now? I am 77 and didn’t know that they didn’t remove it and went to file papers to remove it myself and that’s when I found out they had sold it
![James L. Arrasmith James L. Arrasmith](http://justatic.com/profile-images/1668636-1701034960-sl.png)
answered on Jul 21, 2024
You should reach out to the new collection company to understand the status of your debt and discuss your options. Since the original debt collector agreed to withdraw the judgment but then sold it, you need to clarify the situation with the current holder of the debt. Explain that the original... View More
The debt was only signed for by one spouse and is of no benefit whatsoever to the other spouse or their family
This is a CA Court Judgment. Underlying Judgment includes Attorney Fees that were awarded.
Regarding costs of collection (NON LEGAL FEES) - Do I need to include receipts?
Regarding legal fees costs -- Do I need to include receipts?
![James L. Arrasmith James L. Arrasmith](http://justatic.com/profile-images/1668636-1701034960-sl.png)
answered on Jul 18, 2024
When submitting Form CA Judgment MC-12, you need to list your expenses, but it’s crucial to follow the specific requirements for documentation. For costs of collection that are not legal fees, such as process server fees or court filing fees, you should include receipts to substantiate these... View More
I took out a loan in 2017 with Lending Tree. My fiance at the time said he would help with the repayments. The Loan was only in my name. I paid on the loan for a year and I could not keep up on the payments and my household bills, I still had my youngest at home. A new company has purchased the... View More
Statefund audited us end of 2023 year and say our office Clerks are not Clerks... suddenly owing them $56000 for the past year premium. we've negotiated many times with the auditor he brought it down to $45000 and then sent it to collection. Now the collection company is suing us for $45000.... View More
![James L. Arrasmith James L. Arrasmith](http://justatic.com/profile-images/1668636-1701034960-sl.png)
answered on Jul 18, 2024
Under California law, disputes with insurance auditors and collection agencies can be complex but manageable with the right approach. Your situation involves a challenge over the classification of your clerical staff and the resulting premium adjustments claimed by State Fund. When facing such... View More
So I recently had my chapter 13 dismissed. I no longer needed the automatic stay for my apartment. My landlord had been receiving nj rental assistance without my knowledge. When I found out she was getting double rent, I stopped. I was given a STUDENT(yet to even take the bar) who wasn’t doing... View More
![James L. Arrasmith James L. Arrasmith](http://justatic.com/profile-images/1668636-1701034960-sl.png)
answered on Jul 18, 2024
When your Chapter 13 bankruptcy is dismissed, creditors can resume their collection efforts, which includes reporting debts to credit bureaus. However, the seven-year statute for negative items on your credit report should start from the date of the original delinquency, not the date they reappear.... View More
Does fine collection expire
![Anthony M. Avery Anthony M. Avery](http://justatic.com/profile-images/1504903-1494520006-sl.jpg)
answered on Jul 12, 2024
Yes, Court can maintain jurisdiction and incarcerate you. DOS can suspend TNDL.
We moved out of an apartment last year due to my son being diagnosed with a medical condition. Due to this medical condition, we had to move back to our home state for treatment through his Indian nation, due to said disability and insurance cost in the past state. (Indian nation covers all medical... View More
![James L. Arrasmith James L. Arrasmith](http://justatic.com/profile-images/1668636-1701034960-sl.png)
answered on Jul 18, 2024
A legacy trust, while a useful estate planning tool, does not inherently clear past debts and collections. The primary purpose of a legacy trust is to manage and distribute your assets according to your wishes, often providing for beneficiaries and potentially offering some protection from future... View More
I left my truck in my friend's care while I was on vacation and she lent it out without informing me and the person she lent it to pulled over on the side of the road for some mechanical issue and pushed it off the road into a shallow ditch. He waited around for hours for another ride and got... View More
Any forms I can use and other information would be appreciated! I am collecting from a small moving company that overcharged me.
This was a SHOCK, previously we'd contacted the original creditor, in 2017/2018/2019/2021 and even the lawyer in 21'. They were notified of fraud in 2017, and again in 2018 (4 days after they allegedly served us, cap 1 said they were investigating it" I requested validation of the... View More
![James L. Arrasmith James L. Arrasmith](http://justatic.com/profile-images/1668636-1701034960-sl.png)
answered on Jul 18, 2024
Given your situation, it seems you have strong evidence indicating fraud and improper service. Given that, you should definitely consider petitioning the denial of your exemption. This is especially true if the garnishment will prevent you from meeting your basic needs.
You’ve already... View More
the loan was notarized for 16k to be paid in full in 6 mos. they paid 8k
they are now 210 days late paying the other half.
they provided a bad check for repayment.
made multiple promises to pay and failed to follow through.
lender is in MD borrower is in VA and sold their home/collateral.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.