Lawyers, Answer Questions  & Get Points Log In
Collections Questions & Answers
0 Answers | Asked in Bankruptcy and Collections for Colorado on
Q: I owe a rental car company $13000 (got in an accident) and I want to pay them but can't afford to pay a lot a month.

they have tried to contact me and have also sent it to a collection company. Im afraid to contact them to work out a payment plan because I really can't afford much a month and don't really know what to do. Plus I recently within the past few years filed for bankruptcy and don't... Read more »

0 Answers | Asked in Family Law, Real Estate Law, Child Support and Collections for California on
Q: Husband had a child support order which he was paying,we lived in a home which was under my mother& father's name on dee

Father refinanced home but before doing that title company said my husband & I should sign a quitclaim just to show we are not owners of the home nor on title .When refinance was done ,Child support took $20k from my father's home .What could be done and is there statue of limitations... Read more »

1 Answer | Asked in Collections for California on
Q: money judgment awarded in 2012 expires in oct an abstract never recorded do I need to record in order to renew
Joel Gary Selik
Joel Gary Selik
answered on May 24, 2022

If in California or Nevada, then no, an abstract is not required to renew.

0 Answers | Asked in Collections for Illinois on
Q: I had a vehicle reposessed about 3 years ago. I was never told about the sale of the car. What are my rights in Il.

They still show a balance on my credit report, and as I said, I dont recall anything being sent to me about a sale of the car. I know if they sell the vehicle, the proceeds are to be credited to my account, which they were not. What needs to be done to find out what happened and what I can do to... Read more »

0 Answers | Asked in Contracts, Collections and Landlord - Tenant for Ohio on
Q: Statement zero balance, 3 days letter email it was error by company . Is the zero balance the legal receipt?

Ohio, apartment agreement, auto withdrawal for extra charges after surrender of apartment and end of lease. 3 auto pmts withdrawn, 4th month email received auto pmts were cancelled by complex. rec'd statement of zero balance. 3 days later email stating "disregard zero balance, it was our... Read more »

0 Answers | Asked in Consumer Law and Collections for Nevada on
Q: Is it lawful for a storage facility to refuse you access to your unit because of a pre-foreclosure fee

I have been renting a storage unit since February my balance was past due so I paid it plus the applicable late fees and then discovered that there was a $120 foreclosure fee that had been added on and they will not allow me access to my unit because of this foreclosure fee even though I'm... Read more »

1 Answer | Asked in Contracts and Collections for Kentucky on
Q: I have a lien on a personal sale vehicle, and still have the 2nd key. Can I get my vehicle back?

The purchase of the vehicle was written in to a home renovation contract. Contractor has not delivered on his end. Can I take my own vehicle back, or do I need to have it towed?

Timothy Denison
Timothy Denison
answered on May 22, 2022

You can take your own vehicle back yourself if you can do it without a breach of the peace.

0 Answers | Asked in Contracts, Banking and Collections for Oregon on
Q: An old promisary note from 1926 that was never paid off, can I collect on it

It's from 1926, and only partially paid off, and it appears to be written to a customer from the bank

0 Answers | Asked in Consumer Law and Collections for Arizona on
Q: I received a summons from portfolio recovery associates yesterday. Who do I need to speak with for help.

I don't think I can afford to hire an attorney to represent me, but was looking to see what my options are in representing myself. Is there attorneys that help prepare and go over the legal paperwork before court date?

1 Answer | Asked in Contracts, Civil Litigation and Collections for New York on
Q: Can I used UCC guidelines or the NYS one as a way to dismiss the case?

I was manipulated into auto loan in 2016. I feel into hard time and a divorce and ended up living in my car in 2016. I started to become late but always found a way to catch up. I got back on my feet slightly in 2018 and ended up pregnant. I couldn't afford the car payments and they kept using... Read more »

Michael David Siegel
Michael David Siegel
answered on May 18, 2022

The statute of limitations does not apply to an existing case. The SOL is the date to bring a case. You did the right thing so far. Your issue is lack of service. You are going to have to prove you did not live with your brother when he was served as your household.

0 Answers | Asked in Civil Litigation, Collections and Small Claims for Louisiana on
Q: Should I try just try my luck in Court?

Debt was sold to a debt collection company and they had a their attorney contact me in regards to the debt. We settled on a settlement amount. I processed the payment and received a email stating that my payment was successful and paid in full. I heard nothing for 3 weeks until I was served with a... Read more »

0 Answers | Asked in Products Liability and Collections for California on
Q: did not receive my NRL When. I sold car

If I have bill of sale in California plus NRL Can I still be liable for a car I sold a year ago

0 Answers | Asked in Consumer Law, Banking and Collections for Ohio on
Q: unknown to me the checking account was "backed up" by Visa for overdrafts. I have not used either account in years.

Visa billed the checking account which caused an over draft. The overdraft was covered by a cash advance from Visa. Thus Visa was "paid". This cycle repeated monthly until I was made aware. A year ago I saw an overdraft of several thousand and filed a "fraud" complaint because I... Read more »

0 Answers | Asked in Real Estate Law, Civil Rights, Collections and Municipal Law for Colorado on
Q: Does a municapality have the right to tear out a sewer line to force payment of a water bill

.They want to charge $2650 per day for occupying home w/o services attached

0 Answers | Asked in Civil Litigation and Collections on
Q: I need an Attorney for collecting a personal loan, to prepare a Summons and Complaint. Who do I contact to help me?

The personal loan was given in June of 2017 for $50,000 and $30,000 has been repaid. Payments were each June. There was no written contract but do have a significant paper trail . This loan was for a piece of property to persons we had a fifty friendship with. The husband past away in July of last... Read more »

2 Answers | Asked in Small Claims and Collections for Tennessee on
Q: I am being sued for not paying a credit card. If I’m in debt consolidation and they’re paying in full do I need a lawyer

I’m in tennessee. The case is in June

Anthony M. Avery
Anthony M. Avery
answered on May 9, 2022

Only Bankruptcy enjoins debt collection. Debt Consolidation does not prohibit collection, but only gets the creditors to voluntarily agree to hold off. But if they sue, it is not a defense. Hire a competent attorney to represent you, as obviously you are trying to deal with this yourself.

View More Answers

0 Answers | Asked in Criminal Law, DUI / DWI, Traffic Tickets and Collections for Florida on
Q: Who do you recommend?

I’m trying to retain an attorney for my sons court date on the 18th of this month for my son. We live in winter haven Polk county fl and he was accused of pointing a gun at an old lady through the window of his car (while driving) but he did NOT do it. When he was searched a gun was found in his... Read more »

0 Answers | Asked in Arbitration / Mediation Law and Collections for Texas on
Q: What type of specialized lawyer do I need?

I need help with a Civil matter against a family member. Back in 2018 I helped this person out by opening some loans for their business. We had a verbal understanding that the loan amount and interest is to be paid back. I've kept up to date records through various banks and lenders showing... Read more »

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.