In 2017 I co-signed for a care credit account for a former friend, we no longer speak but she had been paying on time, I January of this year I found out she stopped paying in October, I contacted care credit for details, the suggested credit counseling for her to be able to make payment. I reached... Read more »
My application (which I submitted in March) was neglected, handled improperly, and went against protocol for the review process. It is still in review today. As a result I was forced to either face eviction or not renew my lease at my appartment. When I contacted the program, they specifically... Read more »
I had it towed to the mechanic shop where I bought my car from. They told me to have it towed there and it would be $50 charge. They said I didn't have to pay it until my car was fixed and brought back to me. They have had my car since July 3rd and have not worked on it at all. When I call my... Read more »
Unethical? No. There is no right to settle an account, although it is better practice to at least have told you that the creditor rejected your offer. It doesn't sound like you made much of an attempt to keep in touch, either. Collection lawyers work many accounts.
evictions case from 2013, started receiving notices for the first time towards end of July 2021, all 3 summons were signed by 1 of 3 defendants but another defendant was not informed (to the best of my knowledge) garnished wages for a total amount between now 2 defendants unknown how much each will... Read more »
I must bring the car back. The finance company has already paid the dealership for the car and has sent me my payment book. Can the dealership do this? If so will this be a repossession on my end even if the dealership has the car back?
What is your question? They are not required to settle. Once they have a judgment they can garnish your wages for 25% and put a lien on your property. If you allowed the property to be repossessed years ago you might have a defense but you would need to speak with an attorney. Good luck!!
I owed a debt to the state of Kansas for over 10 years and because I never made any payments towards it they sent my debt to a law firm for them to collect it. My question is if I dont start paying my debt off to this law firm can they send my debt to collections?
If you are asking if you write "Paid in Full" on a check's memo line and submit it for less than the full amount of the bill, and it is cashed, are you off the hook for the balance of the bill, the answer is NO. If you have a written agreement specifying the creditor is settling for...Read more »
for 2020 I owed $7200 on April 15th to the IRS but I accidentally dated it for 2021 and now they refuse to transfer the $7,200 from 2021 to 2020. so essentially my $7,200 is just sitting there being unused because im no longer self employed so I no longer need to make quarterly payments. I'm... Read more »
(1) If you can find the right person to talk with in the IRS, your problem should be resolvable. When you contact the IRS, keep asking for the next higher supervisor until you get someone who will work with you.
(2) Other than that, on January 1st, 2022, file your 2021 return, show the...Read more »
We stopped talking haven’t had any contact for months and I’ve been taking care of the card making on time payments there is a balance due and he just froze the account and took me off the account as of today. If I don’t pay that amount that’s left owed now on the account could I be held... Read more »
I have a debt that went to collections from 2014 in ca. I am passed California statue of limitations. However in 2015 I moved to New Jersey where that statue of limitations is 6 years vs 4. I am being sued here in New Jersey but the debt is from California. Is that legal?
My mom made a deal with the previous homeowner regarding the home furniture that was separate from the house. It included how much she was going to pay a month and by what date. She made the first payment in November of 2019 but then she lost her job due to her depression. When she told the... Read more »
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