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Collections Questions & Answers
1 Answer | Asked in Business Formation, Business Law, Collections and Consumer Law for New York on
Q: How can I dispute a collection agency or get a reduced price for a college tuition debt

I graduated two years ago from Lock Haven Pennsylvania but I was unable to pay the last semester of my tuition and it got send to an agency what can I do to get this amount reduced or completely cut, or how can I get the college to release my actual transcript

Barry W. Kaufman
Barry W. Kaufman
answered on Nov 19, 2024

You'd have to give them a really good reason why they should take a hit on the balance owed. Why should they cut you a break? That's the question you to which you must have an answer. Once the debt is paid, then you get your transcripts, but not before. That's the way things work in the world.

1 Answer | Asked in Collections for North Carolina on
Q: I've been receiving phone calls from someone saying they are a litigation service and claim I owe money. Is it legit?

They say I took out a loan several years ago from Easy Loans for 500 dollars and nothing was paid on the loan. I do not recall taking out this loan. I declared bankruptcy not long after the time frame they say the loan was taken out. I don't know if this is a scam or something I thought was... View More

Lynn Ellen Coleman
Lynn Ellen Coleman
answered on Nov 17, 2024

Continue to ignore them, this is a scam. You can report the calls to the North Carolina Attorney general's office. Block the calls and eventually they should go away. "Litigation service" is your first clue of scam, and claiming you took out a payday loan that you cannot remember... View More

0 Answers | Asked in Public Benefits, Contracts, Real Estate Law and Collections for Oklahoma on
Q: Disabled, I have found myself unable to comprehend legal ability to retrieve security deposit.

I live in Washington County, the property was rented is in Cherokee County and the owner lives in Lincoln County Arkansas. I have sent certified letter of demand and now need to file a judgment. After 4 attempts at the Washington County courthouse I'm frustrated, and don't know how to... View More

1 Answer | Asked in Collections for Michigan on
Q: A lawyer took over my medical bill collection from 2007. Can they keep garnishing my tax return after 10 years?

They also send me paperwork 4 months after filing with the courts

Robert Keyes
Robert Keyes
answered on Nov 15, 2024

Yes. Debts can be renewed every 10 years. I always advise MI clients to not file MI tax returns if they are getting a refund since the state doesn’t care if there is no filing if there is a refund due.

Not sure what you mean about “they”sending you paperwork after filing. After what...
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0 Answers | Asked in Tax Law, Collections, Federal Crimes and Identity Theft for Georgia on
Q: I still haven't received my 2023 federal tax return. what do I do? I've received letters telling me just to wait.

Not sure if i should amend my return because I owe late fees and interest now from HR block loan at the beginning of tax season. it was supposed to come off the top of my refund as it done for several years now. I've never dealt with anything like this. Never had a problem with taxes. Always... View More

0 Answers | Asked in Collections for Michigan on
Q: I have credit card collection that have court papers to garnish my paycheck and my state tax refund

Credit card collection has been over seven years

0 Answers | Asked in Contracts and Collections for Georgia on
Q: I received a voice mail saying a final attempt to serve a court summons. The debt was from 2013. Is this a scam?

The lady pressured me into sign a document online agreement to pay. Saying a lean would be taken out on my house. Now I’m wondering if it was a scam if so do I still have to pay if they trick me into signing a document? "Attention, Bethany This call is regarding case number 24 - 0 1 8 2 5 7... View More

1 Answer | Asked in Collections for Missouri on
Q: Is a garnishment legal if the paperwork was not physically served to the one being garnished and the garnishee?

Paperwork was left in my mailbox, and left at reception desk at my employers hr office. Not only that the address is the same as mine but the name on the paperwork is xx and my name is xx. Doesn’t HR have to answer some kind of questions b4 following through?

Ronald J. Eisenberg
Ronald J. Eisenberg
answered on Nov 10, 2024

The garnishee (employer) must answer the interrogatories. I see no reason while your employer would want to spend money challenging the propriety of service. You are free to file a motion to quash the garnishment and schedule a motion hearing but my hunch is that you’ll lose. Even if the... View More

0 Answers | Asked in Consumer Law, Tax Law, Agricultural Law and Collections for Mississippi on
Q: What Mississippi law or code, or Lauderdale County law or code that says I must have garbage pickup?

I received a bill from the Lauderdale County Tax Collector for service 1 January thru 31 December 2025 for $168.00. They quote Section 19-5-22 of the Mississippi code. That's gives that agency the right to put a lean on things. That code does not say that I must have garbage pickup. Only if I... View More

0 Answers | Asked in Employment Law, Personal Injury, Civil Rights and Collections for North Dakota on
Q: help please

hey I have a bill from AAA collections for $975.32 cuz I kept going to the emergency room cuz no one would fill my adderall wen I moved home from Los Angeles. I shouldn't owe any of these people anything had to resort to stealing it took being in a homeless shelter to get my script back. I... View More

0 Answers | Asked in Collections for Puerto Rico on
Q: I had two people from an engineering firm in Puerto Rico take an online course and now I cant get them to pay me for it.

The amount is around $3000 US What are my options?

2 Answers | Asked in Collections for California on
Q: Hi, my mechanics lien expired on 8/8/2024 but i wanted to enforce the lien. Is there a way I can still enforce it?
Leon Bayer
Leon Bayer
answered on Nov 5, 2024

What you can do is what you already should have done before the lien expired - you can file a lawsuit, and if you win you can have a judicial lien imposed, and then get a writ of execution to foreclose the lien.

Your lingering problems are two: you have a tendency to sit on your hands, and...
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0 Answers | Asked in Collections for Maryland on
Q: I have a warrant issued to me for FTA...MTA ticket citation issued to me for ticket violation.I couldn't pay or appear..

My primary care Dr issues me monthly disability bus pass for each month.As im on the light rail one day, a MTA police approaches me and ask if I have a ticket.I showed him the disability bus pass my Doctor gave me,where he then asks for a "MTA Disability Id card.I did not have a (Disability Id... View More

2 Answers | Asked in Civil Litigation, Civil Rights and Collections for California on
Q: Hello I have an issueMy ex girlfriend is having a trial case in January for malpractice surgery

I 100% supported everything financially and have endured debt on it and still to this day pay it

We are not together anymore and the plan was if she wins debt is owed back to me

That was a verbal agreement but I’m afraid since our fallout in the relationship she will not pay... View More

Leon Bayer
Leon Bayer
answered on Nov 2, 2024

Putting the agreement on paper will be helpful, because if you have to sue her the written agreement should make it a breeze for you to win your case. However, the written agreement itself does nothing to make her pay up - making her pay will require her voluntary compliance or else a court... View More

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0 Answers | Asked in Collections and Small Claims for Texas on
Q: What are my options if I am unable to pay a credit card debt that I am being sued for in the state of Texas?

I received notice that I am being sued by Discover for a balance I am unable to pay currently due to extenuating circumstances. I tried to work with them to pay what I could but was told that was not acceptable, so I had to let the account go to collections. Much of the debt was from my ex-fiancé... View More

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