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The original amount on the loan was $450 after interest they are asking for $750 back. I need to know if I can fight this since the loan was took out in 2006. They have come to my house everyday and call multiple times a day and are threatening to garnish my checks until it is paid off. What can I... View More 
answered on Mar 11, 2013
6 years.
§ 9-3-24. Actions on simple written contracts; exceptions
All actions upon simple contracts in writing shall be brought within six years after the same become due and payable. However, this Code section shall not apply to actions for the breach of contracts for the sale of... View More
I received a call from someone claiming to be with a collection agency claiming I owed money for a payday loan that I supposively defaulted on in 2007. The person refused to provide any documentaion proving the validity of the claim and advised me I would only receive proof of the default once the... View More
answered on Mar 11, 2013
See my article at my website rachelhunterlaw.com for a brief discussion of payday lending in GA. The statute of limitations will soon run out assuming this is a legitimate payday loan. Payday loans are regulated in GA and if the lender was not registered in GA then the lender is precluded from... View More
answered on Mar 12, 2013
Yes, if you bank at a multi-state bank that has branches in Georgia and a valid judgment has been entered in Georgia. Whether your retirement can be seized is a separate question.
For bankruptcy law purposes, retirement is exempt. But bankruptcy law exemptions only apply in bankruptcy. In... View More
answered on May 6, 2013
No, because you discharged the debt in your chapter 7 unless you signed a reaffirmation agreement. Confirm this with your bankruptcy attorney.
answered on Jul 11, 2014
Anybody can sue anyone else without a lawyer. However, lawyers went to law school for 3 years and have been practicing law and know the rules. You may or may not. Since you are asking such a basic question as "where do I sue?" I am not entirely confident in your ability to sue someone... View More
answered on Oct 19, 2011
Post-judgment interrogatories come into play in a case when one party has already "lost." This losing party presumably owes money pursuant to the judgment to the winning party.
Naturally, the winning party wants to collect on the judgment and so will frequently use the... View More
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