Get free answers to your Bankruptcy legal questions from lawyers in your area.
Bills incurred middle of Feb. this year. Total amount exceeds what I could possibly pay in my entire lifetime.
Cannot proceed with this if spouse's credit would be affected in any way. He IS NOT named on any of the bills or paperwork.
answered on Jun 26, 2014
As long as your husband is not listed as a responsible party for the bills and he continues to pay all bills in his name on time, you can have them discharged in the bankruptcy and this will not effect his credit in any way.
Kelly G Lambert III
www.kellylambertlaw.com
answered on Mar 17, 2014
The cost for filing a Chapter 7 bankruptcy generally ranges between $1,000 and $1,500 depending on a debtor's circumstances. In addition, a potential filer may be required to pay separately for credit counseling and debtor education. These costs are all over the place but generally do not... View More
answered on Mar 14, 2014
No. However, you may be required to disclose your cash surrender value as a personal asset. You should consult with an experienced bankruptcy attorney regarding possible exemptions in this regard.
answered on Mar 11, 2014
No, it does not. However, you will remain personally liable for any debt that you may owe on the vehicles
answered on Jan 27, 2014
Filing date to filing date for a chapter 7, you must wait until 7 years expires. So, if you wiled a chapter 7 on Jan 01, 2000, you must wait until Jan 02, 2007.
answered on Jan 27, 2014
Yes, you are still responsible. Most likely the mortgage company did a Chapter 11 Reorganization. At worst, you loan would be sold.
answered on Jan 27, 2014
Matters discharged in a Bky will continue to be reported on your credit reports for upto 10 years, but it should be marked as Discharged. It is not marked, you should contest the matter via the reporting credit bureau.
answered on Jan 27, 2014
Sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the specific district and perform a search. From the Docket you can print copies of the documents filed.
www.dont-sweat-the-debt.com
answered on Jan 27, 2014
Property Taxes run with the property. If you keep the property, you keep the taxes.
answered on Jan 27, 2014
This is not a Bky question.
Garnishment is a Post Judgment matter. You would have been served when the suit first started. Garnishment is done by a writ, forwarded to you and your employer. Generally, attached will be documents providing you an opportunity to object, if you have grounds... View More
answered on Jan 27, 2014
Yes.
However, if you are expecting a Tax Refund, unless the Trustee specifically abandons it, it maybe subject to the Bky Estate.
answered on Jan 5, 2014
A Deed to Secure Debt or Security Deed is an instrument which secures a lender's interest in real property pursuant to the requirements of a promissory note. If you received a discharge of such a deed, this simply means that you are no longer legally liable for the underlying debt perhaps... View More
answered on Dec 26, 2013
Bankruptcy will not affect your life insurance policy provided you continue to make your payments. However, if you have a cash surrender value and your beneficiary is not a spouse or dependent child, you may lose that non-exempt amount to the Trustee in exchange for your fresh start.
answered on Dec 10, 2013
Once one files for bankruptcy, all garnishments and other collection actions are subject to an automatic stay and thus must stop. Generally, funds garnished after a bankruptcy filing must be returned to the debtor(s). It would be helpful to refer this matter to your bankruptcy attorney if you have... View More
answered on Nov 1, 2013
There is an electronic service called PACER. Its free to register for PACER and it will take a few weeks for the court to send you the login information but once you have it you can access any bankruptcy court in the US and look up the information. If you know the name of the company and where it... View More
answered on Aug 15, 2013
If you are really asking for a file-stamped copy of such an order, you should contact your bankruptcy attorney or visit the clerk of court's office. Be sure to have your case number, SSN and proof of identification when you arrive at the clerk's office.
answered on May 18, 2013
It depends on what assets you own and what your sources of income are. I have several ideas for you if you want to email me at rachelforjustice@hotmail.com.
If you stop paying your bills, your debts will be sent to a debt collector and you will eventually be sued and the creditor or junk... View More
answered on May 3, 2013
7 to 10 years depending on which kind of bankruptcy you filed. Even when you dismiss a bankruptcy like this it can still be reported.
A chapter 7 stays on there for 10 years from the order ending the case. A chapter 13 stays on there for 7 years.
However, since the was over in 2004,... View More
answered on Apr 24, 2013
No one "needs" a lawyer. I don't "need" a plumber to fix a leak faucet or a doctor to do surgery or a CPA to do my taxes. However, I am not a plumber, doctor or CPA and I have enough sense to know when I need to get professional help.
People don't need lawyers... View More
answered on Apr 24, 2013
Bankruptcy will wipe out any judgments and writs of execution (that is what a FiFa is) if you file a motion in the bankruptcy court to avoid the judgment lien. The lien can be avoided to the extent that it impairs your exemptions. This is something you should be discussing with your bankruptcy... View More
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