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Indiana Bankruptcy Questions & Answers
1 Answer | Asked in Bankruptcy for Indiana on
Q: Can a default judgment for libel be discharged by bankruptcy in the State of Indiana?

I sued my ex-husband for libel and defamation in 2008 and recently was awarded $ in a default judgment. He insists that he can file bankruptcy and it will be discharged. My atty had no choice but to remove herself and the firm from the case when it was decided that he wasn't collectible. If he... View More

Terrence Rubino
Terrence Rubino
answered on Jul 15, 2011

if he files bankruptcy intending to discharge his indebtness to you (the defamation judgment), he has to list you in the BK petition and notify you in writing accordingly. i don't think he will be able to discharge it because it is an intentional tort as opposed to a negligent tort.... View More

1 Answer | Asked in Bankruptcy for Indiana on
Q: House sold in ky. buyers have filed bankruptcy. what do i do.
Burton A. Padove
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answered on Jul 8, 2011

Assuming that you are a mortgage holder or sold the house on an installment contract, you file a claim with the court and hire counsel as the situation is quite complex.

1 Answer | Asked in Bankruptcy for Indiana on
Q: To fiel a chapter 7 bankruptcy do you have to have $10,000 in debt
Burton A. Padove
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answered on Jul 8, 2011

The more important consideration is the kind of debt and whether it is dischargeable. The answer to your question also depends on whether you are seeking a Chapter 7 bankruptcy. If so you have to pass the means test. That test determines whether your income is low enough for you to qualify to... View More

2 Answers | Asked in Bankruptcy for Indiana on
Q: I want to return my mortgage back to the bank.do i have to keep on with the mortgage payments after returning the house
Terrence Rubino
Terrence Rubino
answered on Jul 5, 2011

you have a promissory note with the bank. that is the instrument that makes you indebted to the bank. the mortgage is simply a lien on your house that the bank can use as security for getting the note paid. simply deeding the property back to the band DOES NOT release you fronm the note. in fact,... View More

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1 Answer | Asked in Bankruptcy for Indiana on
Q: Should a 86 year old single senior living on sosial security income file for bankruptcy to discharge a credit card debt

Income does not permit to make any kind of payment to payoff the balance of the account. Balance approximatly $5000.00 and getting larger due to interst and late fees. At this time the account is in collectors hand and they demand full payment now.

Burton A. Padove
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answered on May 21, 2011

If that is his only debt and he has no other assets, I would not file a bankruptcy.

1 Answer | Asked in Bankruptcy for Indiana on
Q: I need to see if i can file a complaint quiet title superior circuit court in marion county indiana
Mr Jeffrey D Heck
Mr Jeffrey D Heck
answered on May 17, 2011

Both Superior and Circuit Courts are courts of general jurisdiction, meaning they handle all cases. File the case with the county clerk. The computer will randomly assign you to a court. Most likely to one of the dozen superior courts. There is only one circuit court per county, so you are less... View More

1 Answer | Asked in Bankruptcy for Indiana on
Q: What does "Judgment to be Satisfied" mean in a Sheriff sale of a house
Mr Jeffrey D Heck
Mr Jeffrey D Heck
answered on May 17, 2011

I would have to see the form, but I believe you are referring to the original debt owed as reduced to the form of a judgment.

1 Answer | Asked in Bankruptcy for Indiana on
Q: I have a house that is getting foreclosed I owe to much on it can I file chapter 7 I am within the means for bankruptcy

Also I cannot afford a high priced attorney

Mr Jeffrey D Heck
Mr Jeffrey D Heck
answered on May 17, 2011

I do not follow the question. But if you are asking if you can file bankruptcy after a foreclosure has already atarted, then the answer is yes. In some cases that is helpful. In some cases it will have limited benefit. Talk to a lawyer to learn which applies to. You.

1 Answer | Asked in Bankruptcy for Indiana on
Q: Do I need a bankruptcy lawyer ?
Mr Jeffrey D Heck
Mr Jeffrey D Heck
answered on Feb 5, 2011

The answer is very specific to each person. If your debts for items other than your house and car are more than your annual income, bankruptcy is worth considering.

1 Answer | Asked in Bankruptcy for Indiana on
Q: How are bankruptcy findings enforced?
Mr Jeffrey D Heck
Mr Jeffrey D Heck
answered on Feb 5, 2011

Findings are a very broad legal term that relate to finding the truth about stories told to judges. The question is not the findings but the words about what was ordered done. What was the text of the judgment or order?

1 Answer | Asked in Bankruptcy for Indiana on
Q: Filed Bankruptcy in 2005 an had a letter in the mail saying "order to renew default Judgement" how to i handle this
Mr Jeffrey D Heck
Mr Jeffrey D Heck
answered on Feb 5, 2011

The solution has many variables so you will need to consult a lawyer. The key question is whether the judgment creditor received no notice of your bankruptcy. There are exceptions to this requirement. If the creditor received notice, the creditor could be subject to contempt of court.

1 Answer | Asked in Bankruptcy for Indiana on
Q: My exhusband keeps telling me he's filed, but I can't find the filling in the public record. Why? He's still spending!
Mr Jeffrey D Heck
Mr Jeffrey D Heck
answered on Feb 5, 2011

Call the court using this information to verify his filing: http://www.insb.uscourts.gov/mobi/divinfo.html.

1 Answer | Asked in Bankruptcy for Indiana on
Q: I can not afford an attorney. Is there bankruptsy assistance available for me.
Mr Jeffrey D Heck
Mr Jeffrey D Heck
answered on Feb 5, 2011

I don't know if Legal Services of Indiana or the Indiana Legal Aid Society can help. LSO has a program for the elderly that can offer more assistance for those over 65 than the average person.

1 Answer | Asked in Bankruptcy for Indiana on
Q: In a bankuptcy if trustee decides to cease ur house how long do u have to leave property
Mr Jeffrey D Heck
Mr Jeffrey D Heck
answered on Feb 5, 2011

It depends on the status of the foreclosure proceeding. The key document from the state foreclosure court is the praecipe for sale. From that document being served on you, it is approximately 30-90 days. It can take many months before a pracipe issues. It can be days. If there is a decree or... View More

1 Answer | Asked in Bankruptcy for Indiana on
Q: Can a creditor attached a lien to a property that is being deeded back to the lender and then begins to garnish wages?
Mr Jeffrey D Heck
Mr Jeffrey D Heck
answered on Feb 5, 2011

Liens can attach at any time before a bankruptcy petition filing, without regard to garnishment. The only lien avoided by a deed back to the lender is the lender's mortgage.

1 Answer | Asked in Bankruptcy for Indiana on
Q: Are laptop went bad,can i buy i cheap one with credit card before i file chapter 7
Mr Jeffrey D Heck
Mr Jeffrey D Heck
answered on Feb 5, 2011

No credit card purchases in 90 days before bankruptcy filing. Any transactions done are subject to being undone.

1 Answer | Asked in Bankruptcy for Indiana on
Q: If we are in the middle of bankruptcy should we go ahead and file our taxes? most years we have recieved a refund?
Mr Jeffrey D Heck
Mr Jeffrey D Heck
answered on Feb 5, 2011

Bankruptcy does not change your obligation to file tax returns. In fact, failure to file tax returns can lead to your case being dismissed without a discharge of your debts.

The refund may be required to be paid to your bankruptcy trustee. Dismissal is possible if you fail to comply here, too.

1 Answer | Asked in Bankruptcy for Indiana on
Q: What is Order enlarging time to object to discharge
Paul Overhauser
Paul Overhauser
answered on Nov 29, 2010

When a bankruptcy is filed, the bankrupt person / company has to list its creditors. The bankruptcy court is asked to discharge, or eliminate, the debts of the bankprupt person. When the bankruptcy court gets ready to do that, it sends a Notice to the creditors, and they have a deadline to... View More

2 Answers | Asked in Bankruptcy for Indiana on
Q: What is the bankruptcy exemption code in Indiana for contingent assets toward a class action law suit?

This is contingent as the debtor is the named plaintiff in a class action lawsuit that is pending.

Eric M Wiechert
Eric M Wiechert
answered on Oct 29, 2010

Check with an attorney admitted in Indiana. Exemption issues can get fairly complex.

The National Association of Consumer Bankruptcy Attorneys (NACBA) has a useful lawyer finder.

[There is exemption information for Indiana at the link below.

See...
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