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Indiana Collections Questions & Answers
1 Answer | Asked in Collections for Indiana on
Q: Can i be put in jail for a delinquent university account that has been sent to collections?

It's sent to collections

David B. Levin
David B. Levin
answered on Jul 23, 2015

Failure to pay a debt is not a crime; it's a civil matter. If you're unable to come to an agreement, the typical remedies are a lawsuit, wage garnishment, garnishment of assets such as bank accounts. A debt collector who threatens someone with arrest for not paying a civil debt is... View More

1 Answer | Asked in Collections for Indiana on
Q: Are withholding taxes owed by a defunct C-corp that did business soley in Indiana owed by the officers of that corp?
Michael Ray Smith
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answered on Jul 8, 2014

Possibly. The Internal Revenue Code imposes liability for the failure to collect and pay withholding on "responsible persons." Responsible persons can include officers, directors, shareholders, and others. The test is not really the person's title but whether the he or she had a... View More

3 Answers | Asked in Collections for Indiana on
Q: Can I settle out of court and who do I contact?

I just got served papers that being sued for owing a creditor money beginning back in 2005. The company suing me I believe is a collection agency and I have never received or heard of this company nor have I received any information, letters or phone calls stating that I owe this amount or about... View More

Rachel Lea Hunter
Rachel Lea Hunter
answered on Jun 28, 2013

Contact the attorney for the creditor. However, its not uncommon for bad debts to get bought up by a junk debt buyer, even bad student loan debt. So it is not remarkable that you have not heard of the company suing you.

Before you settle though, I would seek out an attorney specializing in...
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1 Answer | Asked in Collections for Indiana on
Q: Can an online payday loan company say that the will be able to prosocute you if you do not pay them today. when they

Call or call your work several times a day

Timothy Coe
Timothy Coe
answered on Sep 14, 2012

Prosecute you? NO, there is no such thing as debtor's prisons in Indiana or any other state that I am aware of. What they can do is sue you for the amount owed, but you should send them what is called a "cease and desist letter" which will restrict them from calling you or anyone... View More

1 Answer | Asked in Collections for Indiana on
Q: What is the statute for credit card debt in Indiana
Timothy Coe
Timothy Coe
answered on Sep 14, 2012

There isn't really one statute for credit card debt. However, if you meant the statute of limitations then it is most likely 6 years. But, if the judge considers it a written contract then the statute of limitations is ten years. It all depends on what type of contract you have for the credit... View More

1 Answer | Asked in Collections for Indiana on
Q: I need a form to respond to a summons in a debt collection case. Where can I find it?
Timothy Coe
Timothy Coe
answered on Sep 14, 2012

Along with the summons should have been a "Complaint" to respond to the complaint you need to file an answer. These are very simple to do. Simply copy the heading on the complaint until it gets down to the word "complaint" in stead of complaint you type in "answer"... View More

1 Answer | Asked in Collections for Indiana on
Q: Can judgment in court stand if not properly notified ?
Terrence Rubino
Terrence Rubino
answered on Aug 29, 2011

in order for a judgment to be valid there would have to be proper service of process (summons). this varies on the type of case and the circumstances. sometimes it can be by leaving the summons at the residence with someone 13 or over, certified mail and sometimes even publication. you should... View More

1 Answer | Asked in Collections for Indiana on
Q: I have a default judgment in illinois and need it served on a financial institute in kokomo, IN help
Burton A. Padove
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answered on Jul 18, 2011

You will need to register your foreign judgment in the Howard County Indiana

1 Answer | Asked in Collections for Indiana on
Q: If a creditor does not accept a check for a partial payment and demands payment in full do i have any recourse?
Burton A. Padove
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answered on Jul 18, 2011

No

1 Answer | Asked in Collections for Indiana on
Q: In indiana how long can a collections agency bill you?
Burton A. Padove
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answered on Jul 18, 2011

There is no law setting a limit on billing. However, there is a law called the statute of limitations that limits how long they have to sue you.

2 Answers | Asked in Collections for Indiana on
Q: What if i fail to pay a judgment
Michael E. Polen Jr.
Michael E. Polen Jr.
answered on Jun 30, 2011

Unless a judgment is satisfied or discharged in bankruptcy, you are responsible. The owner of the judgment may place a lien on certain property and/or have wages garnished until the judgment is satisfied.

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2 Answers | Asked in Collections for Indiana on
Q: How does a person with a judgment get a garnishment done in Indiana?
Burton A. Padove
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answered on May 17, 2011

You will need to file a petition for proceedings supplemental in the same matter in which the judgment was obtained.

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