Unfortunately, you do not provide enough information. When was the judgment last paid? When was the judgment entered? A judgment never goes away and exists forever. However, to be executed upon, a judgment is good for 5 years in regard to real property. The judgment can be revived for... View More

Any lawyer would have to see the terms of the note. Depending on how the note is written, you may have to start out by making a written demand. Text messages and phone calls do not count. Send the letter via certified mail return receipt requested or via UPS/FedEx with signature confirmation so... View More

Nope. Its never too late, even after judgment has been entered. The real question is why would you make payment arrangements? Whether you need to make arrangements or not should be discussed with legal counsel. I have found that it is seldom a good idea for a client to make arrangements to pay... View More

If it has been 10 years since you last paid and this is a Pennsylvania debt, why are you paying now? The debt has dropped off of your credit file and even if it has not, this can be disputed. And paying now will revive the statute of limitations.

I cannot see anything good from you paying... View More

I don't practice law in your state. But I can tell you Social Security benefits are exempt from garnishment. As long as the Social Security benefits in your bank account can be shown to be just SS you should be safe. But you should check with a legal aid lawyer in your state.

This is... View More

Did you file a frad affidavit? You can find one at the FTC website.

Under the FCBA, you should dispute teh charges he made on your credit card to the issuer within 60 days of the statement on which they appear.

Both should protect you.