Get free answers to your Collections legal questions from lawyers in your area.
So I was served papers, (well, my roommate was since I was at work) over a $500 medical bill I thought my old insurance co. would've paid. They had paid for everything else during my visits. This is from an old employer. I have already responded to the request, and plan to go myself without... View More 
answered on Oct 16, 2016
one afternoon. check with your insurance. If they should've paid consider joining them in. Big issue is did your insurance pay or not.
answered on Sep 15, 2016
They have to get a judgment. Contact a consumer attorney to find out if there are defenses. www.naca.net
Are hospitals on PA allowed to file hospital liens on things such as auto accidents? Thank you!
answered on Sep 14, 2016
Yes. Any health provider or health insurer that pays for medical treatment for an injuryhas a lien for any injury case that comes from the injury that required the treatment. In the case of car crashes the insurance on the car for medical coverage comes first. They don't have a lien. Medicare... View More
I have been looking for employment as a paralegal and submitted my resume to a Scranton law firm who immediately contacted me via email the next day for an interview. I have fallen into financial straits and have fallen behind on medical and credit card bills. After reviewing the request for a... View More
answered on Aug 18, 2016
If it's the lawfirm that does debt collection it may not be anything other than their standard letterhead. Research the law firm.
If your other bills were refereed to them you would know. I don't know that it's illegal as you sent a resume to them--they didn't reach out... View More
answered on Aug 12, 2016
No.The owner should notify them of this. In fact he would have a claim for theft.If it happens he should report it to the police.
I asked him for more time as I am sick/disabled and have not been able to file the necessary Contempt Papers. I live on SSI and cannot afford an attorney. What can I do, he has filed suit for this August and I do not have the money to repay him yet.
answered on Aug 11, 2016
Worst that happens is he gets a judgment for the money but can't collect. However, better way as it's a neighbor is to focus all your energies on getting that contempt citation in.
I just received a garbage bill from a collection lawyer representing my Borough of Bath in PA. The bill is for the year 2010 I didn't own the house until July that year and never received the bill which is sent in February. There was never a notion that I owed any balance until I received the... View More
answered on Aug 9, 2016
Yes. 4 year statute of limitations--just won a case down here on a similar issue.
Tell them they should know better and you should contact an attorney who handles consumer/debt collection issues to see if their doing this is a violation of the unfair debt collection practices act. Respond... View More
If a wife has been issued a judgement for credit card debt, and everything she has is joint with her husband, what can be done?
answered on Aug 7, 2016
Generally no. If someone is harassing on collections, get in the habbit of writing down a note on each call--time, who called
what they said in as exact words as possible. But with a judgement on the loose may be a problem with bank accounts, her wages, so wife should get a consult with an... View More
Received paper from Commonwealth of PA getting license suspended in a month until I satisfy judgement. Unsure of judgement because I didn't know I was being sued. If I get on a payment plan, does that satisfy judgement?
answered on Aug 2, 2016
Well, look up judgment. Maybe you were properly sued, maybe not. Probably worth your while to find out what happened, when. You may be able to reopen judgment. It may be that it was issued in error.
I had a few municipal liens on my home. I paid the court ordered judgement amounts via check. The checks were accepted but I received a letter saying I actually owe more than the lien through the courts and they will not close out the liens until I pay more. Is this legal? Are they required by law... View More
answered on Jun 6, 2016
It sounds like they are telling you that you owe interest on the judgments, possibly penalties and/or court costs. That would be pretty typical.
I want to sue her to have her wages garnished, to make sure I get repaid. Do Pennsylvania courts and Canadian courts work together in cases like this? Can I file my claim in Pennsylvania? Since I wired the money to Canada, who has jurisdiction in a case like this? She lives in British Columbia... View More
answered on Oct 6, 2015
What you need to do is to actually go see a private attorney in PA, and you probably have to file the suit there.
In PA, I have been sued in a mortgage foreclosure by Bank (A)... then bank (A) sold the loan to another bank (B) while the case was still open. Bank (B) sued me AGAIN for the same loan/home. Bank (A)'s case is still open (6+ years now). Is there any PA case law that bank (B) has any standing... View More
answered on Aug 25, 2015
Sounds strange that there would be two different lawsuits for a breach of the same promissory note and/or for foreclosure. I'm assuming there must be more to the story. A local lawyer can review the specifics and advise.
Please Take Notice: I am not your lawyer unless we enter into... View More
They are collecting on a (valid) credit card debt from Discover, but are often harassing and unprofessional. They also continue to add interest to the amount owed. I'm in the process of paying off the debt.
I have heard a number of horror stories about them and their practices.... View More
answered on Jun 9, 2014
Your question cannot be answered because you have not given details about the harassment. You should consult with an attorney in your area who handles violations of the Fair Debt Collection Practices Act.
answered on Mar 17, 2014
There is no wage garnishment in PA for credit card debts for judgments entered in PA where you work for a PA employer. There is for some other kinds of debts (child support, taxes, student loans or back rent owed to a landlord) but not credit cards.
The creditor who obtains a judgment can... View More
answered on Nov 1, 2013
Having a debt "charge off" or written off does not mean that you no longer owe it or that the debt cannot be sued upon. Its just an accounting term.
A debt is typically charged off anywhere from 90 - 180 days after the debt goes delinquent.
Home is now hararsing my sister at work with threats to pay the remaining bill. What should. We do
answered on Apr 14, 2013
What do you mean "he had no aerated?"
Was your father on Medicaid? Or was he paying privately? When did your father pass away? Where did he reside at the time of his death? Was an estate probated for him? If not, why not?
Did your father own any assets? Were these... View More
answered on Apr 8, 2013
The question is not whether you made payments at all but whether you were behind on the payments. If you were, then the repo was not unlawful. If you were current on all payments then why was the car repossessed at all?
You do not indicate when the car was repossessed or if you are still... View More
answered on Apr 4, 2013
Yes. They are a real law firm with real lawyers. The lawyer is only admitted in PA that I know of. As to whether he can collect debts in other states - it depends. Some states have licensing requirements and some don't.
answered on Apr 4, 2013
Yes. They are a real law firm with real lawyers. The lawyer is only admitted in PA that I know of. As to whether he can collect debts in other states - it depends. Some states have licensing requirements and some don't.
answered on Mar 12, 2013
Yes, if the third party is a junk debt buyer which has bought up the bad debt. Collection agencies do not sue; junk debt buyers do. Beware - many junk debt buyers are also debt collectors or have a debt collection wing. So you would first have to see who now owns the debt and how long it has... View More
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
