A: Your personal Bky, the Stay and resulting Discharge only extends to you personally.

A: Filing date to filing date for a chapter 7, you must wait until 7 years expires. So if you filed a chapter 7 on January 01, 2002, you must wait until January 02, 2009.

A: Garnishment is a Post Judgment matter. You would have been served when the suit first started and unless you can actually prove insufficient service, they are not going to take your word over the Sheriff or other processing agent. Garnishments are done by writ, forwarded to you and your... View More

A: Yes a noncitizen who is legally in the country can file a bankruptcy; however, exemption issues may have to be addressed, along with possible consequences if the Debtor is considering becoming a citizen.

A: If you are current and within the available exemptions, you should be able to keep.

A: A chapter 7 discharges your debts. This means you no longer have a legal obligation to repay them. However, certain debts are not dischargeable, such as student loans, Child/Spousal Support, Taxes and Debts relating from a DUI. So yes, you can be charged interest.

A: Garnishment is a Post Judgment matter. You would have been served when the suit first started and unless you can actually prove insufficient service, they are not going to take your word over the Sheriff or other processing agent. Garnishments are done by writ, forwarded to you and your... View More

A: They cannot seek criminal charges on the original advance, but they can on the bounced check. In some states, in addition to the criminal charges they can seek civil remedies (sue you) for three times the amount.

A: If you are in arrears, you can cure the situation with a Chapter 13 if you are a candidate. To make the mortgage(s) more affordable you can possible do a combination of lien stripping, a cram down and or a modification either via or apart from the court. Not all jurisdictions do court... View More

A: A Debtor loses the right to all actions unless abandoned by the Trustee.

A: It wouldn’t matter if the person was now a billionaire. If the matter was discharged, they no longer owe you.

A: An accounting will only be done if it was an asset case. If there were assets administered, the Trustee will file the accounting.

A: A chapter 7 discharges your debts. This means you no longer have a legal obligation to repay them. However, certain debts are not dischargeable, such as student loans, Child/Spousal Support, Taxes and Debts relating from a DUI.

A: It is up to the Debtor. He can seek to cure arrears in a Plan or he can seek to Discharge the matter.

A: You can sell; however, a sale on the eve of a bankruptcy filing will be highly scrutinized, especially if it is to a relative or not an arms-length relationship. There is a possibility, depending on the Trustee that if the sale is for less than the market value, that the Trustee could demand... View More

A: You would have to file a suit in the state court to clear title.

Sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the specific district and perform a search. From the Docket you can print copies of the documents.

The Post Filing Class is just under 2 hrs.

Contact your County Bar association.

Sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the specific district and perform a search. From the Docket you can print copies of the documents.