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answered on Feb 14, 2014
A: Bankruptcy stays on your Credit Report for 10 years; however, it stays in the Public Record FOREVER!
Original filing attorney died in a private plane crash. Was not entitled to any Bankruptcy. Case is ongoing but has only paid fees, no creditors so no relief. Looking into viability of appeal. Two CH-11's and one CH-7 have been filed so far.
answered on Feb 14, 2014
A: Simply Stated: A regular witness is someone who saw something happen. An Expert Witness is someone who can provide testimony based upon his/her expertise.
Personal chapter-11 filed, single creditor, able to repay. Original attorney died, substitute never discussed nor arranged for submission of a plan. The debtor was solvent and only in arrears with a single creditor, reorganization as an option but not entitled to any other chapter. Is the fault... View More 
answered on Feb 14, 2014
A: The Debtor is at fault. If you are a Creditor, especially one on the Committee, you should either move for a Dismissal or Compel a Plan.
My name is Shawn and I am the Patient Accounts Manager for a Dental Provider. We have a patient that filed a 7 in 2010 while separated from her now ex-husband. We wrote off her account, her biological child (his step-son)and two children with her and the ex-husband. She now has come and asked to... View More
answered on Feb 14, 2014
A: It is legal and frequently done. Though the prior bill is discharged, the doctor can decline to provide future services. This can present a problem if a patient is in the middle of a procedure. Thus, many patients reaffirm or continue to pay their doctor(s), even though they are no longer... View More
answered on Feb 14, 2014
A: Debt is not the only thing to look at when considering Bky. Income must be examined to confirm you pass the Means Test (income is compared to those in your community). You must also examine transfers/sales (court could reverse transfers or sales for less than market value) and exemptions (you... View More
answered on Feb 14, 2014
A: All the debt you listed in your schedules is generally dischargeable; however, some things are not dischargeable, such as student loans, taxes, Support, Debts in relation to a DUI and Debts to the FDIC. Additionally, if you chose to Reaffirm any debt that would also not be discharged.
answered on Feb 14, 2014
A: All the debt you listed in your schedules is generally dischargeable; however, some things are not dischargeable, such as student loans, taxes, Support, Debts in relation to a DUI and Debts to the FDIC.
answered on Feb 14, 2014
A: First you should confirm that you were not included. Sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the specific district and perform a search. From the Docket you can print copies... View More
answered on Feb 14, 2014
A: All the debt you listed in your schedules is generally dischargeable; however, some things are not dischargeable, such as student loans, taxes, Support, Debts in relation to a DUI and Debts to the FDIC.
answered on Feb 14, 2014
A: Sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the specific district and perform a search. From the Docket you can print copies of the documents.
answered on Feb 14, 2014
A: If you are a natural person, verses a fictitious (i.e. corp, llc, etc.), you are permitted to represent yourself in court. However, Bky is a VERY COMPLICATED area of law, involving a combination of State Laws and Federal Procedures.
answered on Feb 14, 2014
A: A Reaffirmation Agreement is done as part of a Bankruptcy, not prior to it. If you want get a copy of something from the case, sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the... View More
answered on Sep 5, 2012
If you are a natural person, rather than a fictitious, such as a corporation or trust, then no you do not need an attorney. However, bankruptcy is a complicated area of law, involving a combination of Federal Procedures and State Laws. Though it is a Federal Court Action, because of the State... View More
answered on Aug 17, 2012
Married people can file a Bky individually; however, if you are not seperated, both persons income will be calculated into the Means Test.
My ex-husband gave information to a lady regarding my clothing business, which was not included in my bankruptcy. Is this legal? This information has been twisted and is being attempted to use against me with malicious intent.
answered on Dec 8, 2011
If the information is accurate, you may have grounds under slander/false light; however, it is probably best you do not pursue it as it appears you ommited claims in your bky case - preference is a ground for revocation of a discharge. If the information is false, sue her for slander. In either... View More
answered on Dec 8, 2011
Yes, but you should immediately provide the lender with a Suggestion of Bankruptcy and a copy of the Notice, after you file. I would also suggest you tape a copy of each to the vehicle, to avoid the Repo Man. Once you send the lender a copy, contact them to make sure the Repo Man is called off.... View More
answered on Dec 8, 2011
A Natural Person (vs. a business entity) can represent themselves in court; however, bankruptcy is a very complicated area of law, involving a combination of Federal Procedures and State Laws. So, an attorney is recommended, though not required.
answered on Nov 28, 2011
Yes, however you must pay the missed payments. It maybe better to just start a new case.
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