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COVID-19 Texas Bankruptcy Questions & Answers
2 Answers | Asked in Bankruptcy for Texas on
Q: Been in bankruptcy since 2018. Since covid I am to the point of being worse then broke. How do I talk to get out of now

Bankruptcy since 2018, never missed a payment. Been doing it successfully, but since covid and working directly with covid patients I cannot get extra work since I'm constantly exposed. So I have not been able to get extra work. Now I cant pay my insurance, pay my utilities or my gas to keep... View More

Sean T. Flynn
Sean T. Flynn
answered on Dec 15, 2020

If you have been in bankruptcy since 2018 it sounds like you filed under Chapter 13. A chapter 13 bankruptcy can typically be voluntarily dismissed at any time. Although before you dismiss you might explore seeing if you can modify your plan and possibly lower the payment. Under the CARES act, you... View More

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3 Answers | Asked in Bankruptcy for Texas on
Q: If I am in a Chapter 13 bankruptcy, filed in April of 2016, will I be able to keep my Covid-19 stimulus check?
Mr. J. Thomas Black
Mr. J. Thomas Black
answered on Apr 13, 2020

The law does not explicitly say that the stimulus payments are exempt, but it is believed by some that was an oversight and will be corrected in a subsequent bill. The stimulus payments are NOT to be considered in computing disposable income in chapter 13 cases, for one thing. In a seminar put on... View More

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