I hired a small company did a $5000 granite countertops job more than 6 months ago. One piece came out in wrong size. While the company keeps on saying they will replace the piece, but nothing has happened and I doubt anything will ever happen after hearing countless excuses. What options do I have?
He is sentenced to several years, I'm asking for nothing except sole custody. No assets, etc. Could this still be held up or am I free and clear? If not, what could he do to stall divorce? and how long?
If your spouse is going to sign the documents, then you case can conclude within a matter of weeks. If he is not going to agree to the divorce and he hires an attorney, the case can last years. It all depends upon his willingness to either cooperate or simply default.
No, a person or entity cannot garnish your paycheck without a judgment and proper notice of garnishment. Unless, the garnishment is a voluntary wage assignment that was signed in the contract for the loan or credit card.
If you cannot pay the credit card debt, then you can try to work out a payment plan directly with the creditor. If the creditor is not receptive to your situation, then filing a Bankruptcy will release your personal liability to the creditor.
A third party citation can be for anyone the judgment creditor believes is holding assets for the debtor. However, a third party citation is usually summoned to a Bank that the judgment creditor believes the debtor has funds in, or an Employer for wage garnishment. As a result, a debtor's...Read more »
Your tax return can be taken by the Chapter 7 Trustee if it exceeds the property exemption amount for your state. In Illinois, you can protect up to $4,000.00 worth of miscellaneous personal property. Your tax refund would fall under that exemption.
Bankruptcy will not affect your life insurance policy provided you continue to make your payments. However, if you have a cash surrender value and your beneficiary is not a spouse or dependent child, you may lose that non-exempt amount to the Trustee in exchange for your fresh start.
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