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Due to losing his job and unable to find work Due to COVID. The chapter 13 included $15,000 in irs debt and we were told everything in the chapter 13 would be included in the chapter 7, we even have emails from the attorneys legal assistant indicating they were included and the judge signed off... View More 
answered on Jan 6, 2021
If you were in a chapter 13 it is likely you were paying non-dischargeable taxes. It is one reason people file 13 rather than 7. If you converted, the non-dischargeable taxes would remain non-dischargeable and you would still owe them. This is definitely a situation where you should contact your... View More
I thought it was a certain number of time that debt would have to be returned to the person once they filed bankruptcy. I reside in Virginia.
answered on Jan 6, 2021
It depends why the money was debited and also whether the trustee takes an interest in the funds. If the money was for a secured loan on a piece of collateral you own then the money is not recoverable. If it was not for secured collateral and the payments were over $600, the trustee has first right... View More
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