Most of the time you should be able to get a new check, if you make the request promptly, and the check you were issued has not been cashed. They may require you to pay the stop payment fee on the earlier check. Make your request quickly, because in many class actions, unclaimed money goes to...Read more »
You can start by writing a letter demanding your refund. If that doesn't work a complaint to the Better Business Bureau or the Illinois Attorney General's consumer division might get their attention. Depending on how much money is involved, you could also contact an attorney who specialiazes in...Read more »
You may be able to sue for breach of contract, or possibly violation of the Illinois Consumer Fraud Act (depending on the specific facts). You can file suit yourself in small claims court. You might also be able to get results by complaining to the consumer division of the Illinois Attorney...Read more »
I've never heard of a creditor in a credit card case trying to take any personal property to satisfy the debt. They are mostly interested in money -- whatever they can find in bank accounts or by garnishing the wages of somebody with a job. They might put a lien against real estate you own, but...Read more »
I know that they are not the original debt holder but my wife paid them 100 and then stop I told midland funding to prove thats her debt what are there chances of proving thats her debt and does that payment confirm her debt
The fact that she made a payment on the debt will definitely be used against her. The other problem the payment likely caused, was that it may have restarted the statute of limitations. In our experience, debt buyers, such as Midland Funding, often do not have the documents or witnesses they need...Read more »
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