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My husband is selling his equipment, we plan on using the money to pay off some of our bills, but we would like to know if we should do it before or after we declare bankruptcy.
answered on Dec 3, 2012
Do not pay large amount of money to family, friends, or credit cards before filing chapter 7 bankruptcy. These are considered "preferences" and the bankruptcy trustee will be able to take such money back and re-distribute to all of the creditors on a pro-rata basis. The amount of money... View More 
I'm now facing the possibility of short sale. Is the mortgage still non-recourse even though I'm not living in the house now? It was a purchase money mortgage only and was never refinanced.
answered on Dec 1, 2012
I am a short sale expert attorney, can you give me a few more details or give me a call to discuses 916 442 6400, short sales need a hard ship and must be owner occupied, lets discuss further we might be able to draw a hardship but I need to know a bit more, I have negotiated many short sales in... View More
IS THAT NORMAL? AND WHEN WILL THEY FALL OFF?
answered on Dec 1, 2012
Some or all your creditors will be listed on your report, they will have a chapter 7 discharge status as soon as your case gets discharge. Just be sure to work hard on repairing your credit and you will be on your way to credit restoration soon.
answered on Dec 1, 2012
get a case number and you can look up your status at the federal court house, their computer system should be able to show you where you are at with the process, if you need help feel free to give us a call 916 442 6400
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