Lawyers, Answer Questions  & Get Points Log In
Questions Answered by Kenneth L. Sheppard Jr.
2 Answers | Asked in Bankruptcy for Ohio on
Q: I have a car that I just got out of repo. Made a few months pay on it. Can I file chapter 7 and not make this payment

Will they take the car or is it protected by bankruptcy?

Kenneth L. Sheppard Jr.
Kenneth L. Sheppard Jr. answered on Dec 7, 2018

With vehicles in a Chapter 7 bankruptcy, you must inform your creditor of your intent to either keep or surrender the vehicle. That document is called a Statement of Intention. If you are not current at the time you file or if you later become delinquent on the vehicle during the bankruptcy, the... Read more »

View More Answers

1 Answer | Asked in Bankruptcy for Ohio on
Q: I Live In Ohio. I Filed For Bankruptcy 20 And 10 Years Ago. Can I Do It Again. Got A Divorce. Now Behind On Bills.

The Bills Are Mainly Payday Loans. I Also Have Medical Bills That The VA Will Not Pay. I'm On Social Security.

Kenneth L. Sheppard Jr.
Kenneth L. Sheppard Jr. answered on Feb 8, 2018

Yes, the time period between filing Chapter 7 bankruptcies is 8 years. There are other requirements and things to consider to make sure your situation is handled correctly, but yes you are ok to file based upon the time period.

1 Answer | Asked in Bankruptcy for Ohio on
Q: I'm over 30,000 in debt i own my mobile home out right just had my 2014 car repo. can i file bankrupcy.
Kenneth L. Sheppard Jr.
Kenneth L. Sheppard Jr. answered on Jan 27, 2018

Your question is very broad, but I'll try to share some general information with you. Filing a bankruptcy has several requirements or components to it. The first question would be which type of bankruptcy may be appropriate given your overall situation. A Chapter 7 involves qualifying you and... Read more »

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.