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Questions Answered by Neil Bhartia
8 Answers | Asked in Bankruptcy for California on
Q: We are thinking of filing bankruptcy, one lawyer wanted to charge $4k, how can I find a more affordable option to file?

Our combined debt is about $40K and we cannot afford to pay such a high price for a lawyer right now. We want to be able to buy a home in the near future, and are considering settling each debt individually or filing BK if that would be more affordable.

Neil Bhartia
Neil Bhartia answered on Apr 8, 2021

$4k for a Chapter 7 does sound a bit high considering it's $40k in debt. Cases can become more complicated depending on issues such as whether you are a business owner, etc. While it does sound a bit high, it also depends on the circumstances.

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3 Answers | Asked in Personal Injury for California on
Q: When it comes to car accidents car insurance , For billing purposes is medpay from the portion of medical from your

Car insurance or

Is it from what's known here in california as medcal

Neil Bhartia
Neil Bhartia answered on Apr 5, 2021

If you have medpay in your own insurance coverage, then your own insurance provider will pay for your medical bills up until a certain amount. Many people have a $5,000 medical payment benefit added to their policy.

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