Get free answers to your legal questions from lawyers in your area.
Our combined debt is about $40K and we cannot afford to pay such a high price for a lawyer right now. We want to be able to buy a home in the near future, and are considering settling each debt individually or filing BK if that would be more affordable.
answered on Apr 8, 2021
$4k for a Chapter 7 does sound a bit high considering it's $40k in debt. Cases can become more complicated depending on issues such as whether you are a business owner, etc. While it does sound a bit high, it also depends on the circumstances.
Car insurance or
Is it from what's known here in california as medcal
answered on Apr 5, 2021
If you have medpay in your own insurance coverage, then your own insurance provider will pay for your medical bills up until a certain amount. Many people have a $5,000 medical payment benefit added to their policy.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
