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Questions Answered by Tyler Cumbo

2 Answers | Asked in Bankruptcy for Indiana on

Q: I filed chapter 7, it was discharged, I'm still paying my mortgage but on my credit report it shows closed-derogatory

Discharged in 2012, do I do anything about this or will it just make it worse.

Tyler Cumbo answered on Jul 1, 2018

If you have made your mortgage payments on time you should file a dispute and request the credit bureau to include an explanation on your report. Unless you signed a reaffirmation agreement that was approved by the Court the lender will not report anything to the credit bureau. If you did not... Read more »

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