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Questions Answered by Patrick E. Mahoney

1 Answer | Asked in Consumer Law and Health Care Law for Idaho on

Q: Is it legal for the physician to require me to pay out of pocket?

I have severe sleep apnea. I was prescribed a CPAP machine by a sleep physician earlier this year. My insurance denied coverage due to low usage the first couple of months, though I am getting good usage now. My physician now says I have no choice but to pay for the machine out of pocket. I asked... Read more »

Patrick E. Mahoney answered on Aug 29, 2016

Usually, when you obtain medical treatment, devices, or services, you agree to pay the bill, one way or the other. If you have insurance, the doctor submits to insurance for possible coverage. Pre-authorization is determined if necessary. If you do not have insurance coverage, usually you have... Read more »

2 Answers | Asked in Car Accidents for Idaho on

Q: In the state of Idaho if I get rear ended, the other party is at fault, it totals my car, does their ins pay for rental

Patrick E. Mahoney answered on Aug 29, 2016

If you have insurance, your coverage may pay for a rental car. You may ultimately be able to claim rental car expenses as damages in a claim made against the other side. Consult counsel in your area.

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