Mr. James Charles Wright's answer Pulling out of a private drive, a driver should yield the right of way to oncoming traffic. You mention a traffic light - and that the other driver came into the intersection on a red light. If the intersection was controlled by a traffic light then if you entered the intersection on a green light you would have had the right of way over someone with a red light.
Not having insurance has no bearing on fault. However, having no insurance may impact your driver's license. Hopefully...
Michael Bersani's answer In New York, if you exit a parked car, you are required to look behind before you open the door to ensure that no car is going to hit your door as it opens. However, the on-coming vehicle also has a duty to use care in passing parked cars, and not to ride closer to them than necessary. This could, depending on the facts, be a case of "comparative negligence" where the insurance companies, or a jury, would find both parties partially at fault.
Peter Munsing's answer Save the envelopes! Many companies date the letters, but save the mail until they have enough for a cheap rate bulk mail. So it could have gone out days after the date on the letter. They are supposed to give you advance notice.
You want all records of your cancellation.
Notify them of this crash as your contention is the cancellation was improper.
Do not admit fault on the crash you were in.
Contact a member of the Ga.Trial Lawyers Assn--they give free consults.
Peter Munsing's answer Is it the fire company or a firm or collection agency? There's one that goes from state to state doing this. Contact your insurance company, then the insurance department. https://www.mcall.com/news/mc-fire-company-insurance-bills-20150729-story.html
Peter Munsing's answer See if there were any intersection cameras or security cameras covering where it happened. Then if you have collision run it through that. If not, if you don't have someone to go after that's it. You may have a casualty deduction on your taxes but talk to an accountant about that.
Peter Munsing's answer This is why you need to contact a lawyer after a crash. This sounds like the usual insurance baloney where they try to say you are 10,20.30% at fault based on---well, it's an "accident" so it's no-one's fault (until they are trying to soak you for contribution).
1. I assume you've had your damages evaluated by someone you want to fix the vehicle. If not do so--most dealers will do it for free.
2. Contact a member of the Tenn. Assn for Justice who handles crashes--they give free...
Cary B. Hall's answer If you're asking for a Pennsylvania attorney to do free legal research for your case, good luck with that.
What you ought to do is contact a Pennsylvania attorney and arrange for a consultation. Many attorneys *do* offer free consultations, but at least go through the proper channels to get to that point. If you want an attorney to do work on your case, however, expect to pay that attorney -- just like you expect to be paid to do your own job.
Peter Munsing's answer I doubt it. If they violate a speed law that's one thing. However duty to stop is if property is damaged and they caused it. Your pooch ran into them, it sounds like. Time to dog proof your fence.
Peter Munsing's answer A lot depends on the positions of the cars and road markings. Most are marked either by signs or pavement markings showing which lane is the through lane and which lane is being shut down, as it were. Traffic on the main lane would have the right of way unless other vehicles were entering that lane in which case it should yield to traffic ahead.
Peter Munsing's answer If there's an intersection or other video that shows it maybe. As things stand no--because the fact it happened almost instantaneously means that in all liklihood you didn't take that last look in the mirror--otherwise you would have seen the car. It's one of those "objects in the mirror are closer than they appear" moments.
Charles M. Baron's answer Depends on what you mean by "says". Also, I think you mean insurance company, not insurance agency. An agency is just the entity that sells the insurance. Regarding what the insurance company "says", nothing is 100% definite until there is a signed document setting forth the agreed-upon settlement arrangement. On the other hand, if there is at least a written representation of their promise, such as a letter or email from an insurance adjuster, the odds are that they'll stick to that...
Charles Candiano's answer This is one of the reasons that you buy insurance. They have a duty to defend you, if you should cause an accident. The attorney who they will assign is paid for. Why would you want to pay, again? This is not like the difference between a public defender and a private, criminal defense attorney. Nearly anyone you would hire would probably be on par with the attorney that is assigned.
David Tapalian's answer That's a good question. It could have negative implications for your health. In addition, it could affect your settlement. Furthermore if you wait too long to treat you may never be able to resume treatment.
Rahlita D. Thornton's answer Sadly, it’s often your insurance company that may not be providing the plaintiff with full disclosure that indeed the amount being offered is the policy limit. Also, for the policy limits to be offered there were probably some serious injury there. Communicating with your insurance company’s attorney for answers is where you should start. Good luck and this is what happens when insurance company adjusters get to make decisions without really needing to consult with the policyholder.
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