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Car Accidents Questions & Answers
1 Answer | Asked in Tax Law, Business Formation, Business Law and Car Accidents for New York on
Q: Hi Is registering as an NY llc really protects you when you drive for doordash ???

If you planned to work for doordash and food delivery gigs in ny as an llc . What's better in terms of protection ?

1- To open an llc in an other state like Wyoming , do you need to regester it as a forirgn llc in ny and every other state you work as a dasher ?

2- if you... Read more »

Jonathan R. Ratchik
Jonathan R. Ratchik
answered on Jun 6, 2023

Really depends from what you are seeking protection, e.g. personal injury liability, taxes, business debts, etc. Although an LLC will protect you from your business obligations, the mere existence of an LLC will not shield you from all personal liability in the event you injure someone in the... Read more »

2 Answers | Asked in Car Accidents and Insurance Bad Faith for California on
Q: Is it normal for at fault insurance (not me) to deduct from my settlement amount for excessive damage for a totaled car?

My car was hit while I was parked in a parking lot, not in the car, resulting in it being damaged. Other party left a note and I made a claim on their insurance the same day. Other party’s insurance claimed fault for the accident, and once I took it to a shop, they totaled my car out. I... Read more »

Neil Anapol
Neil Anapol
answered on Jun 5, 2023

If you have collision coverage, make a claim on your own insurance and stop dealing with the other driver's insurer. Your insurer will total the car, pay you the fair market value, and then get the money back from the other driver's insurers including the deductible.

If you do...
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2 Answers | Asked in Car Accidents and Insurance Bad Faith for California on
Q: Is it normal for at fault insurance (not me) to deduct from my settlement amount for excessive damage for a totaled car?

My car was hit while I was parked in a parking lot, not in the car, resulting in it being damaged. Other party left a note and I made a claim on their insurance the same day. Other party’s insurance claimed fault for the accident, and once I took it to a shop, they totaled my car out. I... Read more »

James L. Arrasmith
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answered on Jun 6, 2023

In situations where your car is deemed a total loss by the at-fault party's insurance company, it is not typical for them to deduct an amount for "excessive damage" from your settlement if you were not at fault in the accident. Generally, the at-fault party's insurance should... Read more »

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1 Answer | Asked in Car Accidents on
Q: I was hit in side of my car. Not my fault. No ticket for me. I have video from a house. Guys insure won't pay me full

I never got car fixed and since left my insurance. The guy insurance sent notice they paid me. It went.to my insurance. My insurance took deductible out and sent me a check. They had no business doing that. What should I do

Tim Akpinar
Tim Akpinar
answered on Jun 4, 2023

An Ohio attorney could advise best, but your question remains open for two weeks. If they won't pay full damages that you can legitimately prove, one option is to go to court. You could consider taking the matter to court on your own or trying to arrange a free initial consult with attorney to... Read more »

1 Answer | Asked in Car Accidents for California on
Q: So if the other party was at fault and has lability cover shouldn’t their insurance cover the cost or repair to my

Car, because I’m being told that they won’t cover any damages or repairs for my vehicle even tho their policy holder was at fault….

William John Light
William John Light
answered on Jun 4, 2023

If everything you said was accurate, then the answer to your question would be “yes.” Insurers don’t deny claims as you have described. Either it contends you are at fault, or disputes the amount of damage, or claims that it didn’t insure the car or the driver. Have an attorney review... Read more »

1 Answer | Asked in Car Accidents for California on
Q: If the other party insurance only cover liability, and not collision, why am I paying for my own deductible

Shouldn’t liability cover the damages

James L. Arrasmith
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answered on Jun 3, 2023

I understand your confusion. Liability insurance typically covers damages or injuries caused to other parties involved in an accident for which you are found legally responsible. It does not typically cover the cost of repairing your own vehicle. Collision insurance, on the other hand, is designed... Read more »

1 Answer | Asked in Car Accidents and Personal Injury for California on
Q: I was involved in an accident.. where i was turning on a yellow light and a car hit me coming from the opposite side..

car hit me while i was about to turn left on a street.. the light was yellow in my view.. while i was turning then a truck hit me.. i had no injuries and yet the car that hit me left in a stretcher.. and i was in a u haul moving truck and the other driver also had truck like a ford.. police took... Read more »

James L. Arrasmith
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answered on Jun 3, 2023

In a situation where you have been involved in an accident and there is a dispute about fault, it's essential to consult with an attorney who specializes in personal injury or car accident cases. They will be able to provide you with specific advice based on the details of your case and the... Read more »

1 Answer | Asked in Car Accidents for California on
Q: If the other party insurance only cover liability, and not collision, why am I paying for my own deductible

Shouldn’t liability cover the damages

James L. Arrasmith
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answered on Jun 3, 2023

Liability insurance typically covers damages to the other party involved in an accident if you are found responsible for the incident. It does not cover the damages to your own vehicle. Collision insurance, on the other hand, is designed to cover the damages to your own vehicle in the event of a... Read more »

1 Answer | Asked in Car Accidents for Alabama on
Q: I was ran off the road, and totaled my vehicle. The other person didn’t stop and I have no evidence they did it.

I know who ran me off the road and the exact vehicle they were driving. What do I need to do?

Tim Akpinar
Tim Akpinar
answered on Jun 3, 2023

An Alabama attorney could advise best, but your question remains open for three weeks. If you didn't know who the person was, you could have explored the possibility of a UM claim - but it depends on the coverage of your policy, and many jurisdictions require physical contact in such claims.... Read more »

1 Answer | Asked in Car Accidents and Personal Injury for Washington DC on
Q: If I had a tire rotation recently (a month ago) then the tire is almost falling off a month later do I have a case ?

It was a big chain that did my tire rotation also took my tire off to fill a nail hole. I heard a vicious knocking under my car floorboard a few weeks later and when I went to mechanic he tells me my left tire was close to falling off as they failed to tighten the tire. This could’ve caused a... Read more »

John Mesirow
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John Mesirow
answered on May 31, 2023

I'm glad you weren't hurt! I had a wheel come off of my car while I was going 40 mph! Fortunately I wasn't hurt.

Regarding your question, almost certainly not. You would need to prove that you suffered damages (physical injuries and/or economic damages) AND that the big...
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3 Answers | Asked in Car Accidents and Personal Injury for Florida on
Q: car accident

I recently had a car accident. It occurred when I was turning left, and the oncoming car was speeding. The cop gave me the violation ticket and judged it was my fault. However, I was sure the car was speeding, and the cop also reported that the oncoming car was unable to take unevasive action. In... Read more »

Stephen Arnold Black
Stephen Arnold Black
answered on May 30, 2023

You need to retain a personal injury attorney here in Florida on contingency fee which means you pay nothing unless you win. The police officer’s opinion as to who was at fault for the accident is not dispositive of liability in a civil case.

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4 Answers | Asked in Car Accidents, Insurance Bad Faith and Personal Injury for California on
Q: Can an insurance company refuse to pay medical bills, because doctor doesn’t have business license?

My sister was in an accident, the other driver was at fault. Now his insurance company refuses to pay her chiropractor's bills because her doctor doesn't have a business license. He has a medical license and the chiropractic center he works at, they have a business license. But he... Read more »

James L. Arrasmith
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answered on May 31, 2023

In California, an insurance company generally cannot refuse to pay medical bills solely based on a doctor not having a personal business license if they are otherwise qualified to practice medicine and are working within a licensed chiropractic center. However, insurance policies can vary, and... Read more »

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1 Answer | Asked in Car Accidents for Oregon on
Q: I was just given a citation today for a accident I was in last month and the date is incorrect. I live in Oregon.

The accident was longer than 30 days ago.

Brad  Holbrook
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answered on May 30, 2023

I understand your question to be does the fact the date is wrong on your citation affect whether it is valid? If the date is wrong on the citation, it does not mean the citation is simply going to be thrown out. The officer can amend the citation. There are many defenses to a traffic citation, and... Read more »

1 Answer | Asked in Car Accidents and Personal Injury for Arkansas on
Q: If I am turning left into place of business and the person is speeding and hits me what are my choices if anything
Maurice Mandel II
Maurice Mandel II
answered on May 28, 2023

You need to contact a local attorney that specializes in personal injury/ property damage to represent you in this situation. It may ultimately turn out that you are both partially at fault, the attorney will need to see the police report. If the other car was speeding by 5mph over, he may not... Read more »

1 Answer | Asked in Personal Injury and Car Accidents for Wisconsin on
Q: On Feb 14th a child 8 years old got grandma's car keys. He put it in reverse and went thru my sliding glass window.

Grandma did not have car or homeowners ins at the time. My apartment was boarded up for 49 days. I had to live in complete darkness. He stopped the SUV 2 1/2 feet from where I was sitting. I didn't suffer physical damage but a lot of emotional distress. I am in the care of my Dr. Do I have a... Read more »

Tim Akpinar
Tim Akpinar
answered on May 28, 2023

A Wisconsin attorney could advise best, but your question remains open for two weeks. I'm sorry for your ordeal. It appears that you have a straightforward case for the property damage. However, recovery is another issue, with the vehicle owner having neither auto or homeowner's coverage.... Read more »

2 Answers | Asked in Car Accidents and Insurance Bad Faith for California on
Q: I am a Senior, 76, no lawyer will help since not personal injury. My insurance stole my car after I was T-boned & wont

Won’t pay for repairs keep trying to convince me it was my fault, which I can show wasn’t, car still runs fine but they took it without my permission to resell at used car/parts business., keep trying to get me to give them the title, and scaring me saying driver who hit me is suing me for... Read more »

James L. Arrasmith
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answered on May 26, 2023

I'm sorry to hear about your situation. If you're having difficulty finding a lawyer to assist you because your case doesn't involve personal injury, you may want to consider reaching out to legal aid organizations or senior citizen advocacy groups in your area. They may be able to... Read more »

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3 Answers | Asked in Personal Injury and Car Accidents for Tennessee on
Q: Average settlement amount?

I know there's no accurate amount that can be estimated here but I was wondering.

Rear ended by a negligent teenager who was texting. I received serious whiplash, cervical lordosis, cervical stenosis, a back brace. My passenger received a concussion, post concussion syndrome and... Read more »

Maurice Mandel II
Maurice Mandel II
answered on May 24, 2023

There is no "average" settlement amount. It all depends on how much you have been damaged and how good your attorney is in convincing the other side of the risk and exposure. The amount of insurance coverage also determines, including your own "under insured motorist" coverage.... Read more »

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3 Answers | Asked in Personal Injury and Car Accidents for Tennessee on
Q: Average settlement amount?

I know there's no accurate amount that can be estimated here but I was wondering.

Rear ended by a negligent teenager who was texting. I received serious whiplash, cervical lordosis, cervical stenosis, a back brace. My passenger received a concussion, post concussion syndrome and... Read more »

Tim Akpinar
Tim Akpinar
answered on May 29, 2023

It could be difficult to offer an "average settlement amount." There are too many variables involved. Liability appears to be clear-cut, based on your description. That makes things easier. Now it will be a matter of reviewing the medical records in detail. Those findings, and the impact... Read more »

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4 Answers | Asked in Car Accidents and Personal Injury for Virginia on
Q: I was in a auto mobile accident the other party was st full blame but my insurance paid my hospital bill so ii turned in

My claim and thy can see my insurance covered so how will I get money

Christopher J. Pitera
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answered on May 23, 2023

That means your auto policy carries medical expense benefits up to a certain limit. Medical expense benefits can be stacked in Virginia for each vehicle you have on the auto policy. Generally it is best to use your health insurance in Virginia before exhausting medical expense benefits for a... Read more »

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4 Answers | Asked in Car Accidents and Personal Injury for Virginia on
Q: I was in a auto mobile accident the other party was st full blame but my insurance paid my hospital bill so ii turned in

My claim and thy can see my insurance covered so how will I get money

Peter N. Munsing
Peter N. Munsing
answered on May 23, 2023

First, I am not a Virginia attorney (though I have handled cases there at the request of some). However let me note that members of the Va. Assn for Justice give free consultations so why not get one?

Generally, you look to have the insurance pick up your medicals. So be sure you tell the...
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