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I have 0 assets, credit card debt, but not ready to file. All have been been either written off / collections or profit and loss. Need to have things in place, save for the cost and taxes.
answered on Mar 30, 2018
It depends on the lawyer. Chapter 7 lawyers usually charge the full fee up front because, like most other debts, anything you owed them at the end of the bankruptcy proceeding would be discharged. For that reason many bankruptcy attorneys will actually work out a payment plan with you, and some may... View More 
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