I passed the means test, I am employed but currently receive Disability from employers LTD insurance. I know that Florida only allows for a $1000 Car, but I cant throw money out the Window to drive a junk Car that cost me more money in the end. The problem is that I paid the Car off in 2020. I know... Read more »
answered on Apr 4, 2022
If your vehicle is reporting a private sale KBB value of $14,000, then there is likely going to be an exemption issue. Under these circumstances a Chapter 13 filing may make sense - allowing you to keep your vehicle and pay off the equity over a period of time. It is possible that... Read more »
answered on Jun 21, 2021
Yes, however, even though you have to notify them in your bankruptcy pleading, you will decide if you are going to reaffirm that debt or not. Your co-signor will still be obligated to pay on the vehicle.
I filed for bankruptcy a few years back to hold off a foreclosure action. I was able to sell the house and did not complete the bankruptcy filling or the foreclosure. The bankruptcy is still showing on my credit report, how do I get it removed?
answered on Apr 16, 2021
Your bankruptcy will stay on your credit report, whether or not you completed your case. It is likely to stay on there for 7-10 years from the filing date.
If you are looking to finance a large purchase in the future, you should develop a working relationship with a bank you like and... Read more »
answered on Mar 29, 2021
I am sorry to hear about your recent business closure. You could file a bankruptcy for the closed business, however, do not neglect to consider any personal guarantees you made while operating. Many times a business owner will also file a personal bankruptcy to address... Read more »
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