A: Sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the specific district and perform a search. From the Docket you can print copies of the documents.

A: If you are a natural person, verses a fictitious (i.e. corp, llc, etc.), you are permitted to represent yourself in court. However, Bky is a VERY COMPLICATED area of law, involving a combination of State Laws and Federal Procedures.

A: A Reaffirmation Agreement is done as part of a Bankruptcy, not prior to it. If you want get a copy of something from the case, sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the... View More

A: Sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the specific district and perform a search. From the Docket you can print copies of the documents.

A: Sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the specific district and perform a search. From the Docket you can print copies of the documents.

A: You cannot amend to include post filing bills, only bill from prefiling. However, the cost to amend/reopen can be sizable. You should balance the amount of debt vs. the cost.

A: Bankruptcy is a Federal Procedure, which only uses state laws regarding rights (i.e. property ownership, etc.). Thus, procedurally speaking, the US Code and Bankruptcy Rules of Procedure are the same in all states. However, local rules may differ, but this is not an issue of a local rule.

A: Sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the specific district and perform a search. From the Docket you can print copies of the documents.

A: You can file without your married spouse; however, any jointly held debt and property must be disclosed. Additionally, if your spouse works their income must be included in the Means Test and you will have to provide copies of their pay-stubs to the court.

A: When you file Bky everything is included. Everything you own and owe. However, some things are not dischargeable, such as student loans, taxes, Support, Debts in relation to a DUI and Debts to the FDIC.

A: Generally the court only looks at events prior to the filing of the case. Additionally, investors will not get involved with someone in a Bky, until after they receive a Discharge.

A: Yes. If the administrator did not do this, he/she should be found liable of permitting the property to depreciate (to wit: “Wasting”). It may seem a bit much initially, but when the property eventually sells, the beneficiaries will reap the benefit.

A: Income Taxes are not dischargeable. Property taxes run with the property, so if you are keeping the property, you have to pay the Property Taxes.

A: If the lien was properly placed it could affect you; however, several issues come into play which could void the lien, such as when the lien was placed and how the property was held.

A: The property will be foreclosed and a deficiency judgment will be entered. If the property was your homestead, you should not have tax consequences; however, if it was not, you will be taxed for the deficiency. Additionally, the mortgage company may seek to collect the deficiency or sell the... View More

A: Unless there is unexempt property, usually a Creditor does not receive payment. Even when something is unexempt and administered, Creditors generally only get pennies on the dollar. Unless you can show some fraud in the granting of the loan and have your loan declared nondischargable, the most... View More

A: Unless there is unexempt property, usually a Creditor does not receive payment. Even when something is unexempt and administered, Creditors generally only get pennies on the dollar. Unless you can show some fraud in the granting of the loan and have your loan declared nondischargable, the most... View More

A: Sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the specific district and perform a search. From the Docket you can print copies of the documents.

A: You will not receive a refund. The funds are first applied to administrative fees, then to your creditors.

A: When you file Bky everything is included. Everything you own and owe. You can keep things, such as a mortgaged property via a Reaffirmation Agreement, but still everything owned and owed is included. It is a common strategy to continue making payment on a home without reaffirming. In the event... View More