Los Angeles, CA asked in Employment Law for California

Q: If a company decides to dicontinue life coverage for employees are insures required to offer same to employees privately

If deductions taken out of paychecks suddenly stopped, is the insurer required to offer the employee the option to carrying the same coverage if they so desire?

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1 Lawyer Answer
Arkady Itkin
Arkady Itkin
Answered
  • San Francisco, CA
  • Licensed in California

A: Hello. There is no such requirement. In other words, nothing would obligate private insurer to continue providing coverage. Basically, once the coverage is discontinued, you are free to purchase the coverage from that company or any other insurer as you wish.

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