Puyallup, WA asked in Identity Theft and Consumer Law for Washington

Q: will I be able to sue the bank or the car place for allowing someone to purchase a car without checking if it was me?

I had no credit and someone used my actual drivers license picture and all to get a $7,000+ car loan and bought a car, the car place lied to me multiple times about this person ,and tried to convince me to drop it and not file a police report but I have already contacted the police. Drivers license clearly wasn't her yet the still went ahead with the process. All documents including pay stubs insurance social all fake. This car place also has previous accusations of fraud including getting people to lie to their bank about down payments so they can purchase a car...

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1 Lawyer Answer

Marjorie Simmons

Answered
  • Burlington, WA
  • Licensed in Washington

A: What an aggravating experience you've had. In your position I would first put a freeze on my credit reports (https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs) and then speak with an attorney who focuses on consumer law. Many will offer a free initial consult, and some will take this type of case on a contingent fee basis, meaning they charge no fee unless they recover a judgment in your favor.

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