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Washington Identity Theft Questions & Answers
1 Answer | Asked in Consumer Law and Identity Theft for Washington on
Q: Is it normal for a lender to request my username and password for a loan?

I'm trying to get a personal loan online from Leading Tree. They requested my SSN, account number, and routing number, which I understand are typical. However, they also asked for my username and password, saying it's due to me being a first-time user. I haven't checked their... View More

James L. Arrasmith
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answered on Apr 12, 2025

It’s not normal for a lender to request your username and password for a loan application. Typically, lenders will ask for personal information like your Social Security Number, account number, and routing number to verify your identity and check your credit. However, asking for your username and... View More

1 Answer | Asked in Internet Law, Identity Theft and White Collar Crime for Washington on
Q: How to handle a neighbor hacking my devices in WA?

I suspect that my neighbor has been hacking my phones and devices, including redirecting calls to false customer services, for several years. Verizon investigated a few months ago and confirmed some of the hacking activities. How should I handle this situation legally?

James L. Arrasmith
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answered on Apr 7, 2025

If you suspect your neighbor has been hacking your devices, it's important to first document everything. Keep detailed records of any incidents, such as unusual call redirections, strange activity, or anything else that seems suspicious. You should also gather any evidence you have, including... View More

Q: Denied SSD benefits due to mistaken identity and IRS debt; seeking resolution advice.

I am seeking advice on dealing with being denied Social Security Disability benefits. I was a recipient for several years but lost eligibility due to income from marriage. After divorcing, I have been denied and forced to reapply and appeal for over five years. I recently found out my file was... View More

James L. Arrasmith
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answered on Mar 28, 2025

Your situation with Social Security Disability benefits is incredibly frustrating and requires immediate action on multiple fronts. First, request a formal written explanation from SSA regarding the exact nature of the identity confusion and the alleged IRS debt—this documentation will be crucial... View More

2 Answers | Asked in Identity Theft, Copyright, Criminal Law and Personal Injury for Washington on
Q: I have a neighbor who has taken over my identity and he stocks and harasses me everyday not only that he has taken over

Emails phones bank accounts you name it any account it takes it over and you still actively hack my phone every day gone to the cops they’ve done nothing reached out to the tech companies nothing

Merry A Kogut
Merry A Kogut
answered on Jan 25, 2025

I agree with the other attorney who answered your question, but I also want to let you know that you may be able to get free help from Adult Protection Services: https://www.dshs.wa.gov/altsa/adult-protective-services

In addition, if the police won't take a police report from you, you...
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1 Answer | Asked in Banking, Communications Law, Constitutional Law and Identity Theft for Washington on
Q: I have been assigned a violation codes that is not the same as violation. How can I find the state it originates.

I was held for 3 days on a complaint. The video submitted and shown by my attorney is not continuous footage. The video is a personal cell phone upload by Telegram. Documents are submitted digitally by a app platform.

James L. Arrasmith
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answered on Jan 5, 2025

To identify the state associated with your violation code, start by examining any official documents you received. Look for headers, logos, or contact information that might indicate the issuing state. You can also search the violation code online, as many states have their codes publicly... View More

1 Answer | Asked in Criminal Law, Identity Theft and White Collar Crime for Washington on
Q: I have a renter that gets untol amounts of mail from capital one, often multiple per day. Could it be something illegal?
Gary Kollin
Gary Kollin
answered on Oct 7, 2019

How would an attorney on the internet know if something nefarious is occurring?

1 Answer | Asked in Criminal Law, Identity Theft and Immigration Law for Washington on
Q: Can I apply for green card if I have a misdemeanor record?

I'm an international student with F-1 visa. My boyfriend is a US citizen. We are planning to get married next summer after we graduate from college. However, 3 years ago I was involved in a shoplifting case that I was not convicted, and my case was dismissed after 1 year. I wonder if I still... View More

Hector E. Quiroga
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Hector E. Quiroga
answered on Nov 20, 2017

In general, with shoplifting, if it was only once, it is unlikely to be an issue. We strong recommend consulting with an immigration attorney so you can discuss the details of your particular case.

1 Answer | Asked in Identity Theft and Consumer Law for Washington on
Q: will I be able to sue the bank or the car place for allowing someone to purchase a car without checking if it was me?

I had no credit and someone used my actual drivers license picture and all to get a $7,000+ car loan and bought a car, the car place lied to me multiple times about this person ,and tried to convince me to drop it and not file a police report but I have already contacted the police. Drivers license... View More

Marjorie Simmons
Marjorie Simmons
answered on Aug 25, 2016

What an aggravating experience you've had. In your position I would first put a freeze on my credit reports (https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs) and then speak with an attorney who focuses on consumer law. Many will offer a free initial consult, and some will take... View More

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