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Washington Consumer Law Questions & Answers
1 Answer | Asked in Civil Rights, Consumer Law, Contracts and Landlord - Tenant for Washington on
Q: i was threatened with legal action and loosing my housing voucher if i didnt sign a increase to my month old lease.

I am a Section 8 voucher holder who recently found a 2bdr apartment for $1045 a month and signed a lease Jan 19th 2023 with the landlord paying $1045 security deposit and 455$ first months pro rated rent. I was repeatedly promised my $455 portion back as soon as they got paid from the PHA. never... View More

James L. Arrasmith
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answered on Feb 4, 2024

Facing pressure to sign a revised lease and then dealing with eviction under these circumstances is distressing, especially when it impacts your housing voucher and overall housing security. Under the Section 8 program, any increase in rent must typically be approved by the Public Housing Authority... View More

1 Answer | Asked in Consumer Law and Civil Rights for Washington on
Q: If I send a complaint letter as a consumer to a business. Can they forward my letter to my employer?

Possible violation of Chapter 9.73 RCW

James L. Arrasmith
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answered on Jan 26, 2024

Yes, it appears that the business violated Washington state's privacy law by disclosing your consumer complaint communication to your employer without your consent.

Specifically, Revised Code of Washington (RCW) 9.73.030 states that it is unlawful for individuals or businesses to...
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1 Answer | Asked in Consumer Law, Civil Rights and Communications Law for Washington on
Q: Can a communication between a consumer and a business be disclosed to 3rd parties?

I submitted a complaint (as a consumer) to a business. That business forwarded my complaint to my employer which they later used as evidence to justify disciplinary action. Is that violation of Privacy law in WA (RCW 9.73. 030)?

James L. Arrasmith
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answered on Jan 26, 2024

Yes, it appears that the business violated Washington state's privacy law by disclosing your consumer complaint communication to your employer without your consent.

Specifically, Revised Code of Washington (RCW) 9.73.030 states that it is unlawful for individuals or businesses to...
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1 Answer | Asked in Consumer Law, Business Law and Constitutional Law for Washington on
Q: What are the WA state laws re: SIR in a 3rd party insurance claim against a roofer's defective roofing job and damages?

We hired a roofer through a professional service. The roofer failed to repair damages from his inferior work. The professional service offered a small refund with a waiver of section 1542 of CA civil code. Before I sign the release, I want to be sure it doesn't preclude me from suing the... View More

James L. Arrasmith
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answered on Jan 18, 2024

In Washington State, a Self-Insured Retention (SIR) is an amount that the insured party, in this case, the roofer, must pay out of pocket before their insurance coverage kicks in for a claim. If the roofer fails to pay the SIR, the insurance company may not cover the claim. This means that if the... View More

Q: If a lawyer resigns, can the attorney still be court appointed attorney?

Just looking at attorneys who resigned and still practice in the Department of Assigned Counsel. This would mean that the Judge hires DAC to provide an attorney. Judges who are not aware of a resigned attorney are not aware of the illegal actions and these cases must be dismissed.

There... View More

James L. Arrasmith
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answered on Dec 30, 2023

If an attorney resigns from the bar, they are no longer authorized to practice law, including serving as a court-appointed attorney. It's essential for judges and legal institutions to be aware of an attorney's current status to ensure legal representation is valid and compliant with the... View More

1 Answer | Asked in Consumer Law, Landlord - Tenant and Civil Rights for Washington on
Q: HOW CAN I GET SERVICE AGAINST LANDLORD THAT VIOLATED MY STALKING PROTECTION ORDER AGAINST THEM BY SENDING TEXT MESSAGES?

WE HAVE BEEN VIOLATED BY LANDLORDS, WE COMPLAINED TO D.O.J AND DID DEMAND LETTER IN 2023, WHICH WE WERE PROTECTED FOR 90 DAYS WHICH WOULD BE , THEY VIOLATED OUR RIGHTS BY HAVING BOYFRIEND BE SERVED AN ILLEGAL EVICTION FORM THAT'S NOT SIGNED OR STAMPED BY A JUDGE. WE ARE STILL BEING VIOLATED... View More

James L. Arrasmith
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answered on Nov 19, 2023

In your situation, where your landlord has allegedly violated a stalking protection order by sending text messages, it's crucial to understand your legal options and the steps you can take. First, document all instances of these violations, including the text messages and any other forms of... View More

1 Answer | Asked in Consumer Law and Contracts for Washington on
Q: If you go on vacation more than 30 days is the house considered vacant or unoccupied ?
T. Augustus Claus
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answered on Sep 28, 2023

In Washington, the distinction between "vacant" and "unoccupied" often depends on your homeowner's insurance policy terms. Generally, a house is considered "unoccupied" if you intend to return, while "vacant" usually means no intent to return.

3 Answers | Asked in Bankruptcy, Consumer Law, Contracts and Copyright for Washington on
Q: is there a place I can find open source data for documents involved in a case's document discovery process?
W. J. Winterstein Jr.
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W. J. Winterstein Jr.
answered on Apr 8, 2023

No. Discovery requests are not filed as a public record, unless, and only to the extent that, the same are controverted and a protective order is sought. The same is true of documents produced in response to discovery requests. Only after culling, and if a judge permits, are documents produced... View More

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1 Answer | Asked in Insurance Bad Faith and Consumer Law for Washington on
Q: can you sue an insurance company for what you paid forb full coverage and your coverage was barely covering liability

i paid $379 a month for full coverage for a year and come to find out i was barely covered for liabilty

Tim Akpinar
Tim Akpinar
answered on Dec 2, 2023

A Washington attorney could advise best, but your question remains open for a week. 'Probably not, if the terms were outlined in the policy and you were provided with a copy. But check with a local attorney - different attorneys could see things differently. Good luck

1 Answer | Asked in Consumer Law, Contracts, Real Estate Law and Insurance Bad Faith for Washington on
Q: Question about legalities and ethics regarding a home insurance claim.

Had a grease fire in my kitchen so I started a home insurance claim. Well before I have even gotten the adjuster to come do the inspection I'm getting calls from people trying to buy my "fire damaged home" . I asked how how they got my info and was told they got it from my... View More

Tim Akpinar
Tim Akpinar
answered on Oct 30, 2023

A Washington attorney could advise best, but your question remains open for a week. I'm sorry about your fire. It could depend on what your arrangements were - and what you and the carrier agreed should be done with the house. If you reached out to local attorneys, they would probably want to... View More

1 Answer | Asked in Insurance Defense, Personal Injury, Consumer Law and Contracts for Washington on
Q: Bank kept over payment of insurance of $20,000. I paid over $25,000 for car, insurance paid $49,000 & value was $53,120.

In January of 2023, I totaled my 2021 Dodge Challenger which I purchased through Ally Bank September 20, 2020. I put $20,000 down as a down payment, traded in my older model,made 19 on time payments of $275.48 ($5,234.12) for a total of $25,234.12 in payments made towards the vehicle (not including... View More

Randy Bryan Ligh
Randy Bryan Ligh
answered on Apr 25, 2023

Use the Justia Find a Lawyer tab and search for consumer lawyer and/or a collection lawyer in your area---call a few them and discuss the specifics of your case with them and then decide how to proceed. Good luck.

2 Answers | Asked in Business Law, Consumer Law, Copyright and Internet Law for Washington on
Q: Is it legal to build software that crawls the public Reddit posts of someone and derives statistics/patterns from it?

Basic idea: while browsing online, people come across others that appeal to them in some way (insightful post, match in interests, etc). Normally, a long process of scanning through their content is then needed, to see if they match enough to be worth further effort.

My idea is to create... View More

Robert Kost
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Robert Kost
answered on Nov 1, 2021

On the face of it, there is nothing in your proposal that would infringe copyright rights or constitute an invasion of privacy. None of the refinements offered in items 1 to 3 really affect the answer substantially. You will want to look carefully at Reddit's terms of service (including... View More

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1 Answer | Asked in Consumer Law, Collections, Legal Malpractice and Small Claims for Washington on
Q: A random lawyer sued me for debt that wasn’t mine and I thought it was a scam but I now owe him. Isn’t this illegal?

My fiancé got handed a random court case with my name on it stating I owed debt to places I’ve never been to or had accounts with so I thought it was a scam, but I just got another set of papers in the mail that state I now owe money to this lawyer for the debt and I don’t understand how this... View More

Tim Akpinar
Tim Akpinar
answered on May 16, 2021

A Washington attorney could advise best, but your question remains open for two weeks, and those court papers your fiancé was handed could have relatively short deadlines by which a response is due. There could be a number of reasons for the court case, one being that someone made fraudulent... View More

1 Answer | Asked in Consumer Law for Washington on
Q: I am involved in the Playtika Settlement case. Trying to find out when payout date is

This involves Wa. State gambling commission and various gambling sites

Adam Savett
Adam Savett
answered on Apr 13, 2021

According to the claims administrator's website:

"You SHOULD receive a check or electronic payment from the Settlement Administrator within 60 days after the Settlement has been finally approved and/or after any appeals process is complete." (emphasis added).

That...
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1 Answer | Asked in Consumer Law for Washington on
Q: I am involved in the Playtika Settlement and would like to know when payouts are. I thought they said 60days .

Final hearing was Feb. 11 2021

Adam Savett
Adam Savett
answered on Apr 13, 2021

According to the claims administrator's website:

"You SHOULD receive a check or electronic payment from the Settlement Administrator within 60 days after the Settlement has been finally approved and/or after any appeals process is complete." (emphasis added).

Things...
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1 Answer | Asked in Consumer Law and Copyright for Washington on
Q: Is the website PDFDrive legal to use?

I’ve been using it for a day or two now and I’m really scared I’ll face legal repercussions

Steve Charles Vondran
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answered on Oct 12, 2020

This is general legal information only and not legal advice. This is a very good question. It appears their site is a bit like google (where you can search for pictures and images. They allow you to search PDF's but this does not necessarily mean you have legal rights to reproduce, share,... View More

1 Answer | Asked in Consumer Law, Contracts and Real Estate Law for Washington on
Q: A major issue is not disclosed to a home buyer by seller at time of purchase, how to recover costs?
Tim Akpinar
Tim Akpinar
answered on Sep 28, 2020

A Washington attorney could best advise, but your question remains open for four weeks. Although your question is straightforward and concise, these matters are not always simple. They could sometimes hinge on whether there was a defect, were representations of any kind made, inspections,... View More

1 Answer | Asked in Consumer Law and Collections for Washington on
Q: we traded in our SUV for another SUV and dealership hasn't paid off our old loan. It's been 4 months, what can we do?

We traded in our old SUV for a newer one, we still owed about 7k on the old loan, dealership has been dragging on that they have sent the payoff and all paperwork needed to our old loan place, but i'm still getting calls from previous lender saying nothing has been sent and were behind 3... View More

Ana Maria Del Valle-Aguilera
Ana Maria Del Valle-Aguilera
answered on Jul 24, 2020

You should seek legal counsel immediately. It seems you have been given the round-around by the dealer and this will affect your credit score due to the late payments. If the dealership does not provide you evidence of payment and copy of the paperwork, I would have an attorney contact them... View More

1 Answer | Asked in Consumer Law, Contracts, Business Law and Civil Rights for Washington on
Q: call a company and they are in a 2 party state and you tell them you do not want the call to be recorded, and they deny

if you call a company and they are in a 2 party state and you tell them you do not want the call to be recorded, and they say then we cannot continue with the call . is this legal? and what are we supposed to do next? we have a account business with them. if something comes up and its urgent or... View More

Bruce Alexander Minnick
Bruce Alexander Minnick
answered on Apr 10, 2020

Rather than just give you a short curt answer with no explanation, let's try to reason this situation out, OK?

In case you have not noticed, nearly every business on planet earth is recording every conversation had with every customer, about everything talked about, every day, all...
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1 Answer | Asked in Consumer Law, Products Liability and Business Law for Washington on
Q: I had a brake job done at Les Schwab. One of the Calibers bolts fell out because no lock tight and stripped bolt used.

My children were in the car with me, we were lucky the tire did not seize up on the highway or while driving and the caliber locked the tire up at a stop light.

Tim Akpinar
Tim Akpinar
answered on Mar 20, 2020

A Washington attorney could best advise here, if there were any state consumer laws that might be applicable. But your post remains open for three weeks. There wasn't a question here, but if you are wondering if this gives rise to a legal claim, there doesn't seem to be a significant one.... View More

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