Q: A lady ran a stop sign and caused an accident with her husbands car but he told insurance she didn't have permission to
Drive the vehicle and there fore he is not responsible to fix damages made to my vehicle from her ?
A: Unfortunately you will need to consult legal counsel. There are numerous questions: Is the wife living with husband, Is she named under the liability policy, What was her purpose in driving his care, what is their history.
A: I've had a number of cases like this. Regardless of the situation, get treatment for your injuries. In Pennsylvania you have no-deductible, 100% up to the maximum of your medical coverage, so that's something to protect. As far as the damage to your car,if you have collision use it--let your company go after theirs. If not, get estimates and I'll be happy to tell you how to proceed. Eventually, most end up paying. If the husband didn't report it stolen, just said "don't use it" thats usually something that they can never show.
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