Q: I loaned my friend my truck. She hit a car. No insurance on truck. Am I financially responsible?
Can I backdate a bill of sale to her to avoid financial responsibility?
A:
You can only have a bill of sale if you had in fact sold it to her on that date and that can be proven. Fooling around with dates makes you look shifty --or worse, and can cause other issues of a felony nature.
If she had insurance that should be next up. However, under most state laws if she has no insurance you should be paying for damage to the other vehicle. You can also get a suspension if you don't. Worth getting a consult from a local attorney who handles violations.
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