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Washington Car Accidents Questions & Answers
1 Answer | Asked in Car Accidents for Washington on
Q: I just got full coverage insurance on my car 2 days ago. Will my insurance cover damage on my car that I caused today?

I was trying to park in an awkward spot in my driveway and scraped up against my retaining wall. There is a dent and some deep scratches to the metal on my rear passenger side door.. I have full coverage. Will it be covered if I pay my deductable?

Tim Akpinar
Tim Akpinar answered on May 31, 2020

It should. Some carriers use midnight as a starting point, some commence immediately, but whatever the basis for activating coverage, a policy that began two days ago should be good. You should be able to see effective date of coverage on your insurance ID card. Good luck

Tim Akpinar

1 Answer | Asked in Car Accidents for Washington on
Q: What should I do when someone with no auto insurance hit my car?

My car was parked at my apt parking lot and we just got contacted by our apt office that our car got hit by someone. They gave us contact # of that person. When we contacted, he says he does not have insurance and he just started working. But also, he says he would like to pay for the damage if we... Read more »

Stan Glisson
Stan Glisson answered on Apr 29, 2020

If you have insurance that would cover it, you could make a claim through them.

If not, you have some options. If he doesn't pay, you can report him to the DOL for an uninsured accident, and they have the power to suspend his license if he doesn't compensate you. Also, if he left...
Read more »

1 Answer | Asked in Car Accidents, Small Claims, Federal Crimes and Military Law for Washington on
Q: I was hit by a military cop and need to file a tort claim for damages to my vehicle. Who do i file the claim with in wa?

I thought i was being pulled over so i pulled over and got rear ended by a JBLM MP who was responding to another call looking at his computer. I live in wa state.

Peter N. Munsing
Peter N. Munsing answered on Apr 24, 2020

If you were injured contact aWashington State Assn for Justice member member in the county where it happened--they give free consultations. If it's just damage to the car, if you have collision run it through that, let them deal with it. Start by getting estimates, and the base JAG corps... Read more »

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Washington on
Q: My repair shop told me the law prevents them from accepting cash for my deductible payment. Is this true?
Peter N. Munsing
Peter N. Munsing answered on Apr 23, 2020

Check with the insurance commissioner. If the wreck wasn't your fault, the other person should be paying.

2 Answers | Asked in Car Accidents for Washington on
Q: How much does a personal injury lawyer cost?
Stan Glisson
Stan Glisson answered on Jan 30, 2020

Most of the time a personal injury lawyer gets paid from the recovery they get for you from the person who injured you. Standard fee is a third of the recovery, but different cases can result in different fees. Usually the recovery comes from the other side's insurance.

In my...
Read more »

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2 Answers | Asked in Car Accidents and Insurance Bad Faith for Washington on
Q: Broke ankle exiting truck, off work 12+ weeks. Filed claim for lost wages. Insurance denied citing a case and stating:

"Washington State law states that once your vehicle is parked it is no longer considered to be an automobile". Next step to contest???

Kevin R. Richardson
Kevin R. Richardson answered on Jan 8, 2020

You likely have a Labor and Industry claim, but you need to provide much more information. The best response is to call an attorney and set up an appointment to speak about the specific facts of your claim. Most law firms, including our own, provided no-fee consultations. Feel free to reach out... Read more »

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1 Answer | Asked in Car Accidents for Washington on
Q: My car was in an accident (not our fault) insurance company fixed but there are still issues with the car

we found out the the back frame was bent but the repair place missed it. State Farm is denying our claim because they say that any accident could have caused it. However (with a Car Fax) our vehicle has only been in one accident. The one that they were in. what is my next move?

Peter N. Munsing
Peter N. Munsing answered on Dec 18, 2019

Ask the shop to formally request a supplemental. If it's denied file a complaint with the state insurance commissioner. If the adjuster didn't do an on-the-lift inspection but just a walk around that wouldn't show the frame.

2 Answers | Asked in Car Accidents for Washington on
Q: Legal advice on a third party at work in company vehicle auto injury settlement.

I was rear ended by a third party while at work in a company vehicle. They’re trying to settle a day after the accident but I had to miss more days of work due to being out on light duty and having to have the doctor sign. I’m not trying to get as much money as possible but at the same time, I... Read more »

Stan Glisson
Stan Glisson answered on Dec 17, 2019

You should absolutely talk to a lawyer before you agree to any settlement. We have seen it over and over, the insurance company is highly motivated to settle your case cheaply before you get any advice. They will also try to commit you to saying you are feeling OK, that your injuries aren't... Read more »

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1 Answer | Asked in Personal Injury and Car Accidents for Washington on
Q: Canadian had MVA Washington state in 2015. Case settled.funds held by attorney in trust,attorney has died.How toget fund
Peter N. Munsing
Peter N. Munsing answered on Nov 6, 2019

1)make claim against the estate 2) call the Wash State client security trust fund, and whatever organization licenses attorneys.

3) if necessary hire counsel but the bar association should also help you.

1 Answer | Asked in Contracts, Car Accidents, Civil Litigation and Insurance Bad Faith for Washington on
Q: Please read below

The petitioner was a secondary insured for Respondent. Petitioner totaled his car and submitted a claim to Safeco, he died 10 days later of a heart attack, not related to the accident. Safeco wrote the insurance check out to Respondent and Petitioner. I asked the insurance to write the check in my... Read more »

Peter N. Munsing
Peter N. Munsing answered on Oct 22, 2019

Looks like you have to open an estate. If the decedent died because of his injuries there is a claim and you would want to speak with a member of the State of Washington Assn for Justice in the county where it happened--they give free consults.

1 Answer | Asked in Car Accidents for Washington on
Q: I’m in need of advice on how to go forward with an insurance claim from a motor vehicle accident I was in.

The insurance company went with a claim that was making me pay for damages on the vehicle I did cause. Cops were not called at the time of the incident, either was the insurance company. I’m also being made to pay for his rental car.

During the midst of this, I did end up having to call... Read more »

Tim Akpinar
Tim Akpinar answered on Oct 21, 2019

You'd need to speak ask a Washington attorney about this, but your question remains open for a week. Your insurance carrier should be making arrangements to assign an attorney to defend you in the claim by the other vehicle. Good luck

Tim Akpinar

1 Answer | Asked in Car Accidents for Washington on
Q: I dont have Insurance but the guy who backed into me does. He was at fault . What can I do ?

He stated that since I didn't have Insurance he did not have to give any ins. Info out. But I still got his Lic. ID and vehicle plate. Then he drove off.

Peter N. Munsing
Peter N. Munsing answered on Jul 11, 2019

He's full of hot air. File a police report. They'll reach out and touch him.

1 Answer | Asked in Car Accidents for Washington on
Q: My fiancé was in an accident at a light, she had a green arrow and turned but another lady ran her red light and hit her

Now, the lady says different of course, that her light was green. The responding officer took both they're statements and didn't give anyone a ticket. We come to learn months later that he did cite her for failing to yield, but my fiancé was never notified. Do we have any options to... Read more »

Peter N. Munsing
Peter N. Munsing answered on Apr 19, 2019

I suggest you see if you can reopen it. What often happens though is the police send it to the address on the license. If your fiancee changed addresses but didn't notify DOT they only have to send the ticket to the address on the license. That won't affect her claim against the other... Read more »

1 Answer | Asked in Car Accidents for Washington on
Q: I may be sued for damages resulting from a car accident. Is there a way to protect my family and safeguard our assets?

We have a condo in both our names, and a car in my name. I was probably at fault in the accident, but was not cited.

Peter N. Munsing
Peter N. Munsing answered on Feb 7, 2019

Report it to your insurance company. Before they pay anyone they will require a release so you should be protected. In many states the jointly held property is protected.

1 Answer | Asked in Federal Crimes, Personal Injury, Car Accidents and Native American Law for Washington on
Q: Are GOV vehicles registered to a tribe required to have insurance if driven off the reservation?

23 year old tribal member involved in accident off the reservation. No insurance, but is a GOV truck registered to the tribe. Who is held liable, non-insured driver or the tribe that's the registered owner?

Peter N. Munsing
Peter N. Munsing answered on Jan 23, 2019

Generally both. Tribal law governs on tribal land. Take the vehicle outside the rez or national boundary, then the state law applies. However tribe should have some type of umbrella policy.

1 Answer | Asked in Personal Injury and Car Accidents for Washington on
Q: So 2 years ago I joined a wreck that had already happened

2 years ago I joint a wreck that had already happened the lady admited that and she had also told officers and my father and I that she had fallen the day before now 2 years later she is sueing me on fails clames because the pllice didnt do there job and the written reports are all missing and no... Read more »

Peter N. Munsing
Peter N. Munsing answered on Sep 4, 2018

I suggest you let the insurance you had or on the car you were in handle this. If you believe the wreck wasn't your fault and you were hurt if it's not yet three years you may have a claim for your injuries. Forget the stuff with the cops--that's a dead end and a waste of time and... Read more »

1 Answer | Asked in Car Accidents for Washington on
Q: Accepting a car insurance offer, and the time I have to accept it.

I had a car accident, filed my claim, and they told me my vehicle was totaled. I didnt accept or reject their offer, and the claim was left open. I repaired my vehicle myself and went about my life. One year later I got into another accident and filed a new claim, which I have not rejected or... Read more »

Peter N. Munsing
Peter N. Munsing answered on Aug 21, 2018

this is the fourth post. I responded to the first. Please read it.

1 Answer | Asked in Car Accidents for Washington on
Q: Accepting a car insurance offer, and the time I have to accept it.

I had a car accident, filed my claim, and they told me my vehicle was totaled. I didnt accept or reject their offer, and the claim was left open. I repaired my vehicle myself and went about my life. One year later I got into another accident and filed a new claim, which I have not rejected or... Read more »

Peter N. Munsing
Peter N. Munsing answered on Aug 21, 2018

I believe this is a duplicate. Either way look at my answer on the identical post.

1 Answer | Asked in Car Accidents for Washington on
Q: Accepting a car insurance offer, and the time I have to accept it.

I had a car accident, filed my claim, and they told me my vehicle was totaled. I didnt accept or reject their offer, and the claim was left open. I repaired my vehicle myself and went about my life. One year later I got into another accident and filed a new claim, which I have not rejected or... Read more »

Peter N. Munsing
Peter N. Munsing answered on Aug 21, 2018

It looks like you weren't at fault, and you may have injury claims which would get you additional funds, so assuming you haven't signed off why not contact a member of the State of Washington Trial Lawyers Assn--they give free consults.

1 Answer | Asked in Car Accidents, Civil Litigation, Insurance Bad Faith and Insurance Defense for Washington on
Q: How does an insurance company settle claims when their insured are both parties of an MVA? How do they "sue" themselves?

My friend was involved in a three car collision recently. She was rear-ended by a vehicle which slammed her car into the car ahead of hers. The same insurance company that insures my friend is the same insurance carrier for the individual's vehicle that slammed into her from behind. The... Read more »

Stan Glisson
Stan Glisson answered on Jul 26, 2018

It's handled by different divisions within the company normally. Happens all the time, but I understand what you are saying; it looks like a clear conflict.

Then of course if her carrier pays some of her medical bills, it can require compensation from the other driver's insurer;...
Read more »

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