Columbiana, AL asked in Banking, Consumer Law, Collections and Elder Law for Alabama

Q: How can I get copies of a bank judgement and all supporting documentation?

I recently received notice from a local bank that they have an old judgement against me and my late husband but I do not believe that I owe it and do not recall signing the papers. I have repeatedly requested all documentation supporting the balance and judgement. But they simply ignore me and want me to meet with the local lawyer for a “reasonable negotiation”. I am in my 70’s with no money and just my house and am in poor health. My disabled daughter lives in the house with me. If I don’t find some way to settle it, she will not have a place to live either. How can I force them to give me copies of all the documentation? Should I write a certified letter to the bank or the local attorney? or the regulatory authorities? or a consumer protection agency? I am not trying to get out of paying; I just want to see all the documentation.

1 Lawyer Answer
Rafael Gil III
Rafael Gil III
Answered

A: I would go by the county courthouse in the county that you live or in the county where that bank is located (where you signed the loan/contract) and they can look up the case and whether or not there is a judgment on the case.

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