Q: Could my cosigner take my car?
He's my ex. I have never missed a payment. His reasoning is that he doesn't wanna deal with me anymore. His name isn't on my title or registration. He said he has rights to my car and is going to have it towed to his house. We broke up in March and have been completely fine up until last night.
A: Ex what? Ex boyfriend? If the car is not subject to a division of property in a divorce, and if only your name is on the vehicle title, and his name is not, then he has no rights to your car at all. Tell him if he has it towed, you will sue him for the towing, and report it to the police as car theft, and he could be arrested. As co-signer, he ahs not claim to the car. His legal obligation is to pay the lender if you fail to pay, and the lender can sue him. The lender also could take back the car if payments are not made, but he cannot legally take it back from you.
1 user found this answer helpful
A: As a co-signor the only right he has is to make a payment should you miss a payment in order to protect his credit. As the other attorney has stated, if he has the car towed you should contact local law enforcement. I would not report it stolen, but you should explain the situation to the police.
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