Cleveland, OH asked in Bankruptcy, Consumer Law and Collections for Ohio

Q: Can I add the creditor (who bought my debt) to my Bankruptcy Chapter 7 if they've filed a lawsuit against me?

I plan to file Bankruptcy Chapter 7 soon. A company has filed the lawsuit against me and is not the original creditor. They bought the debt from the original creditor. Can I still add this to my bankruptcy? and if so, who do I list (the original or the purchaser or both)?

2 Lawyer Answers
Stuart Nachbar
PREMIUM
Stuart Nachbar
Answered
  • Bankruptcy Lawyer
  • Livingston, NJ

A: Yes you can add them, and I would list both the original creditor and the person that purchased the debt

Dean Paolucci
Dean Paolucci
Answered
  • Bankruptcy Lawyer
  • Stow, OH
  • Licensed in Ohio

A: Absolutely, and you should list all your creditors on the proper Schedules. Error on the side of listing too many than too little; add the lawyers for the creditor, the creditor, the collections place for the creditor, etc.

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