Pleasanton, CA asked in Consumer Law, Criminal Law, Car Accidents and Insurance Defense for California

Q: SR-22 rec'd from my insurance says "limited to driving vehicles registered in my name" - can i drive my parents cars?

as i understand, this is an "owner's type" of SR-22 and my insurance company doesn't give out operator's designations. if my parents give me permission to drive their car and im not EXCLUDED on their ins policy as being barred from driving - could i get in trouble with the law? mainly concerned with CHP and local police interpretation (CVC) -- flushed out that insurance would still cover me in the case of a claim or accident.

2 Lawyer Answers

William John Light

  • Personal Injury Lawyer
  • Riverside, CA
  • Licensed in California

A: If you live with your parents you should be a named insured to operate their vehicles. Check with your parent's agent to confirm coverage for you if/when you drive.

Dale S. Gribow

  • Criminal Law Lawyer
  • Palm Desert, CA
  • Licensed in California

A: That is why i do not let my DUI clients put SR22 through their own policy.

is there an issue of you being to young?

as long as you are living at home and listed as covered you should be ok.......but a lawyer really needs to know ALL the info

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