Lynnwood, WA asked in Health Care Law, Insurance Bad Faith and Insurance Defense for Washington

Q: Is it legal for an employer to only give 24 hour health insurance paperwork turnaround time? We had no time to look

We had no time to look into our other options. At 24/hr, the premium is $900/month for a family, and it would only cover 50% and the deductible was insanely high. My husband filled it all out because he didn't want us to be without coverage. We searched around and found options for my daughter and I (pregnant) that is listed as starting the 1st of this month (it's the 28th). My husband asked to be reimbursed because we did not use the new insurance and found better options. Is there anything we can do? It seems so shady to me to force new employees to sign up with less than 24 hour turnaround demands.

1 Lawyer Answer
Christian K. Lassen
Christian K. Lassen
  • Insurance Claims Lawyer
  • New York, NY

A: You can complain to the HR Department

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.