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Washington Insurance Bad Faith Questions & Answers
1 Answer | Asked in Insurance Bad Faith, Personal Injury and Car Accidents for Washington on
Q: What should I do when an insurance company keeps removing my uploaded documents on their claims website???

The insurance company continues to remove my documents that I have uploaded to their website and to which I was instructed to do so by the claims team. I have asked via text and email as to why this is happening and have not received a response. This has been happening every time I upload a... View More

Tim Akpinar
Tim Akpinar
answered on Jan 29, 2023

A Washington attorney could advise best, but your question remains open for two weeks. One option is to ask them if there is a technical glitch with either the site or the formatting of the documents, and if so, will they accept hard copies by certified mail. Also ask them if they are downloading... View More

1 Answer | Asked in Insurance Bad Faith and Consumer Law for Washington on
Q: can you sue an insurance company for what you paid forb full coverage and your coverage was barely covering liability

i paid $379 a month for full coverage for a year and come to find out i was barely covered for liabilty

Tim Akpinar
Tim Akpinar
answered on Dec 2, 2023

A Washington attorney could advise best, but your question remains open for a week. 'Probably not, if the terms were outlined in the policy and you were provided with a copy. But check with a local attorney - different attorneys could see things differently. Good luck

1 Answer | Asked in Consumer Law, Contracts, Real Estate Law and Insurance Bad Faith for Washington on
Q: Question about legalities and ethics regarding a home insurance claim.

Had a grease fire in my kitchen so I started a home insurance claim. Well before I have even gotten the adjuster to come do the inspection I'm getting calls from people trying to buy my "fire damaged home" . I asked how how they got my info and was told they got it from my... View More

Tim Akpinar
Tim Akpinar
answered on Oct 30, 2023

A Washington attorney could advise best, but your question remains open for a week. I'm sorry about your fire. It could depend on what your arrangements were - and what you and the carrier agreed should be done with the house. If you reached out to local attorneys, they would probably want to... View More

1 Answer | Asked in Insurance Bad Faith and Personal Injury for Washington on
Q: Can an attorney act interested in your case, but really be working for an insurance adjsuter to get information?

A friend received a phone call from a law firm after 8 months from the date of the accident, which many attorneys have not wanted to represent this person simply due to the fact that there were no physical injuries, but a diagnosis of PTSD, depression and anxiety as a result of a near death or... View More

Tim Akpinar
Tim Akpinar
answered on Apr 9, 2023

A Washington attorney could advise best, but your question remains open for two weeks. I'm sorry for your friend's traumatic experience from the accident. It would be best for your friend to confirm with a law firm, whether it's this one or another one, if they are representing your... View More

1 Answer | Asked in Insurance Bad Faith for Washington on
Q: Would it be reasonable to sue my insurance company?

My insurance company cut their contract with my healthcare provider in January 2021 without my knowledge. Now, they won't cover 80% of my bills for dialysis despite being my main insurance. When we signed up, we agreed to pay 20% while my insurance pays the rest. I've been attempting to... View More

Tim Akpinar
Tim Akpinar
answered on Sep 27, 2022

A Washington attorney could advise best, but your question remains open for two weeks. It could depend on the coverage of the policy and the terms of the denial. Denials sometimes outline available recourses, such as appeals, arbitration, or the civil litigation that you ask about. If you arranged... View More

1 Answer | Asked in Car Accidents and Insurance Bad Faith for Washington on
Q: My car accident claim was denied, as moving the car safely out of traffic apparently caused the engine to be damaged.

Insurance company states I should have left vehicle in downtown traffic for the 24 hours it took their tow truck to arrive. Do I have any recourse?

Tim Akpinar
Tim Akpinar
answered on Sep 1, 2022

A Washington attorney could advise best, but your question remains open for three weeks. It could depend on how you moved the car. At the same time, to your credit, the location of the car may not have left you with the choice of waiting 24 hours to move it. This depends on a closer look at... View More

1 Answer | Asked in Health Care Law and Insurance Bad Faith for Washington on
Q: How do you sue a health insurance company that is regulated by the CCIIO?

My partner has been denied coverage for a severe neck issue because her symptoms do not meet the criteria for medical necessity.

Her doctor, however, believes that she does met that criteria.

Tim Akpinar
Tim Akpinar
answered on Jan 17, 2022

A Washington attorney could advise best, but your question remains open for a week, and it appears that your partner is in need of medical attention. Only a local attorney could advise on civil procedure aspects of suing insurance carriers in terms of the question you pose. But some general... View More

1 Answer | Asked in Insurance Bad Faith for Washington on
Q: If my med bills

I sue a insurance company for 1million when they should have paid out 2.3

Can I get more for bad fath If my med bills was 600.000 and the insurance policy limit is 500.000 the umi is 500.000 shouldn't I have gotten 1.2

Tim Akpinar
Tim Akpinar
answered on Aug 27, 2020

A Washington attorney could advise best, but your question remains open for four weeks. If you are represented by an attorney, she or he is really the only one suited to address your question. But as a general matter, a bad faith claim does not arise simply because an insurance carrier does not... View More

2 Answers | Asked in Personal Injury and Insurance Bad Faith for Washington on
Q: The guy that ran me over his dad has insurance it's umbrella insurance for the hole family..its 2 million policy

Now would that cover the son while driving a uninsured truck or can I sue him

Tyler Young
Tyler Young
answered on Aug 3, 2020

You can always make a claim against someone who hits you with a vehicle. If I'm understanding your question correctly, I think your asking whether the father (and therefor his insurance) might also cover your injuries. The answer is "maybe." You need a lawyer to help you figure... View More

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1 Answer | Asked in Health Care Law, Insurance Bad Faith and Personal Injury for Washington on
Q: If someone comes near me not wearing a mask, which is a threat to my health can I defend myself.
Tim Akpinar
Tim Akpinar
answered on Jul 6, 2020

A Washington attorney could answer this best, but your question remains open for a week. Depending on how the situation unfolded, it could result in assault charges. A criminal defense attorney could offer better insight here than a personal injury attorney. Good luck

Tim Akpinar

1 Answer | Asked in Car Accidents, Civil Litigation, Insurance Bad Faith and Personal Injury for Washington on
Q: Does res judicata and/or collateral estoppel apply to a small claims judgment?

If a plaintiff succeeds in small claims court and receives a judgment, can the loser (defendant) later file a lawsuit in King County Superior Court over the same matter? This involves an auto accident in which each party blames the other. The matter was heard in King County District (Small... View More

Tim Akpinar
Tim Akpinar
answered on Jun 28, 2020

This is something a Washington attorney should advise on, as it involves state court practices. But your question remains open for three weeks. As a GENERAL matter, it's unlikely that a suit would be filed against you if the matter stems from the same claim/controversy and involves the same... View More

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Washington on
Q: My repair shop told me the law prevents them from accepting cash for my deductible payment. Is this true?
Peter N. Munsing
Peter N. Munsing
answered on Apr 23, 2020

Check with the insurance commissioner. If the wreck wasn't your fault, the other person should be paying.

2 Answers | Asked in Car Accidents and Insurance Bad Faith for Washington on
Q: Broke ankle exiting truck, off work 12+ weeks. Filed claim for lost wages. Insurance denied citing a case and stating:

"Washington State law states that once your vehicle is parked it is no longer considered to be an automobile". Next step to contest???

Kevin R. Richardson
Kevin R. Richardson
answered on Jan 8, 2020

You likely have a Labor and Industry claim, but you need to provide much more information. The best response is to call an attorney and set up an appointment to speak about the specific facts of your claim. Most law firms, including our own, provided no-fee consultations. Feel free to reach out... View More

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1 Answer | Asked in Contracts, Car Accidents, Civil Litigation and Insurance Bad Faith for Washington on
Q: Please read below

The petitioner was a secondary insured for Respondent. Petitioner totaled his car and submitted a claim to Safeco, he died 10 days later of a heart attack, not related to the accident. Safeco wrote the insurance check out to Respondent and Petitioner. I asked the insurance to write the check in my... View More

Peter N. Munsing
Peter N. Munsing
answered on Oct 22, 2019

Looks like you have to open an estate. If the decedent died because of his injuries there is a claim and you would want to speak with a member of the State of Washington Assn for Justice in the county where it happened--they give free consults.

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Personal Injury for Washington on
Q: Are there any successful attorneys willing and available to help with a injury claim against Boeing and Sedgewick?

Need someone who can help facilitate the dealings with Sedgewick, who is Boeing's private insurer, because they can't seem to get things right on a case that has been going on for 10+ years. Had 5 foot surgeries 10+ years ago. Finally got fixed with 5th one. About 1-1/2 years ago,... View More

Tim Akpinar
Tim Akpinar
answered on Jun 25, 2019

You mention a widely recognized and well-liked workers' comp carrier and working graveyard shift. This looks like a WC case - you've posted in good categories but if you add Workers' Comp to your categories, hopefully one of the WC attorneys could pick up your question if this is... View More

1 Answer | Asked in Insurance Bad Faith and Public Benefits for Washington on
Q: My husband is disabled, receives Medicare with prescriptions cov. with Cigna. Five reimbursement checks bounced. Help.

Cigna did not coordinate their benefits with Nathan's primary insurance coverage through Regence. Cigna did not cover any copays for 3 years. We didn't quite understand the magnitude until speaking to our pharmacy and doing some investigating. We spent hours and hours collecting print... View More

Vincent J. Bernabei
Vincent J. Bernabei
answered on May 9, 2019

If you have received bad checks, you can recover from the company issuing the checks the costs of collecting the amount of the check, including attorney's fees, interest on the amount of the check which accrues at the rate of twelve percent per annum from the date of dishonor; and three... View More

1 Answer | Asked in Civil Litigation, Civil Rights, Health Care Law and Insurance Bad Faith for Washington on
Q: If a Washington State (exempt) agency committed fraud can they be sued?

If a Washington State (exempt) agency knowingly false reported, selectively deleted protected permanent records, committed fraud and theft $588,000 and intentionally neglected claimant to cause death can they be sued under tort law?

Tim Akpinar
Tim Akpinar
answered on Sep 23, 2018

You would need to discuss this with a Washington attorney at the soonest. I do not practice in Washington but your question was not picked up for four weeks. If you are contemplating legal action, you should consult with an attorney without delay because there could be notice of claim filing... View More

1 Answer | Asked in Car Accidents, Civil Litigation, Insurance Bad Faith and Insurance Defense for Washington on
Q: How does an insurance company settle claims when their insured are both parties of an MVA? How do they "sue" themselves?

My friend was involved in a three car collision recently. She was rear-ended by a vehicle which slammed her car into the car ahead of hers. The same insurance company that insures my friend is the same insurance carrier for the individual's vehicle that slammed into her from behind. The... View More

Stan Glisson
Stan Glisson
answered on Jul 26, 2018

It's handled by different divisions within the company normally. Happens all the time, but I understand what you are saying; it looks like a clear conflict.

Then of course if her carrier pays some of her medical bills, it can require compensation from the other driver's insurer;...
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1 Answer | Asked in Health Care Law, Insurance Bad Faith and Insurance Defense for Washington on
Q: Is it legal for an employer to only give 24 hour health insurance paperwork turnaround time? We had no time to look

We had no time to look into our other options. At 24/hr, the premium is $900/month for a family, and it would only cover 50% and the deductible was insanely high. My husband filled it all out because he didn't want us to be without coverage. We searched around and found options for my daughter... View More

Christian K. Lassen
PREMIUM
Christian K. Lassen
answered on Apr 2, 2018

You can complain to the HR Department

1 Answer | Asked in Car Accidents and Insurance Bad Faith for Washington on
Q: What is my option in my home damage?

Dear Expert,

My house was hit by a truck due to driver's medical condition.

However, both my home owner’s insurance, and driver's insurance all denied their coverage. My home insurance agent excuse is because I was not living there when the accident happened. (I rented... View More

Peter N. Munsing
Peter N. Munsing
answered on Aug 10, 2017

Get the policies. Get the police report. State Farm's claim is based on a "sudden emergency. " That's only good if they can show he didn't have that condition before. Even with a heart attack,the person knows it's coming, can go to the side of the road to have it.... View More

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