Q: Who can I contact to help me with a denied car insurance claim? Someone hit me, and was clearly at fault.
I received a denial letter after explaining my side of the story. The driver knew he was at fault. In a one lane road, he moved off to the left of the road to turn left, I proceeded to pass him on the right to go around him and he unexpectedly moved back into the center of the lane to now make a right-hand turn and hit me.
A: If you have collision coverage, you should contact your insurance company. If you do not, your only recourse would be to sue the other driver. Although you can handle this yourself in small claims court before a magistrate, you would be best advised to hire a lawyer. If it goes beyond a magistrate's level, you will have to hire a lawyer.
A: If there was a police report and it supports you then make sure your insurance has it. If you had collision let your insurance take care of it. If not, get an estimate of the repairs etc and send it to the other company. If you were hurt see a doctor. Feel free to call us--we give free consults so you can have your questions answered.
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