Dayton, OH asked in Bankruptcy, Contracts, Banking and Collections for Ohio

Q: My car was listed in a bankruptcy the bankruptcy was dismissed because no collections came forward.

I have been making car payments since than but just recently tried to have remaining balance on my car loan rolled over onto a new car loan. The original bank that finenced me said my car was listed in a bankruptcy. Now I’m in limbo. There’s no actual car payments on my credit report. My new car dealer would not take my old car as a trade in. My question is am I obligated to continue to pay on this loan? Since no collections came forward we didn’t file the paperwork. I’m soo confused. Why didn’t my bank contact me. I filed bankruptcy on everything including my car but again when no collections came forward we didn’t pursue it. I continued to make my car payments and never thought anything of it after all nothing was actually pursued. Help!! The new dealer that I went to said the car was listed on the bankruptcy report and it doesn’t state that I wanted everything dismissed except my car. My car was listed as a car included in the bankrup. This bank has not reported any Payment

1 Lawyer Answer
Timothy Denison
Timothy Denison
  • Bankruptcy Lawyer
  • Louisville, KY

A: If the bankruptcy was dismissed, you still owe the debt.

1 user found this answer helpful

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