Bowling Green, OH asked in Consumer Law, Business Formation and Business Law for Ohio

Q: I bought a car through a dealership, A, and I make my official car payments to loan group B. Can A repo my car?

I bought a car through a dealership, A, and I make my official car payments to loan group B. I did not have enough money at the time for a down payment, but worked out a monthly plan with A while still making payments to B. So thats $420 to A, monthly and another $226 to B, monthly. I had about 3 months without a job, and I put payments to A on the back burner. Dealership A is threatening to take my car back. So my question is, if I have been making my payments to B, can dealership A still repo my car. Its my only means of transportation.

1 Lawyer Answer
Joseph Jaap
Joseph Jaap
  • Cincinnati, OH
  • Licensed in Ohio

A: If the car dealership has a valid lien on the vehicle for the amount you owe, then it could repossess the vehicle. Try to work it out with the dealer.

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