Q: Can I be sued civilly for a debt to wachovia bank from 2009?
I recieved a call from a person claiming to be a part of 'Larkin mediation'. He said that I owed wachovia bank 100$ back in 2009 and that If I do not settle for 400$, I will be served and brought to court for over 2000$. When I searched their phone # I get no results for a business. They have not given me any proof of this debt. They said I will be served with court ordered summons? Wells Fargo purchased wachovia but they have no record of my old account. The 'larkin mediation group ' says that the debt went through collections in 2009-2012....i did not receive anything that I remember but, I did move frequently during that time. The man on the phone said that he couldn't give me anything to make me feel at ease about it, that I would have to choose to either believe what he was telling me, or go to court. He said that AFTER paying the debt, I would receive a receipt and paperwork releasing me from liability. Does this sound like a scam? I did not give him any information or payment.
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