Q: Was involved in car accident was rear ended and bumbed into car infront of me .i have no license and not at fault
I got pushed into the car in front of me no damage was done person who hit me gave expired insurance id card. Car i was in has insurance but it only covers the owner of vehicle.the lady infront of me has filed a claim with no damage done to her car i got pictures of all 3 vehicles to show who has damages and who didn't. I was hit from behind and pushed into the car infront of me which stopped for no reason at all was on 2 lane highway we was in left hand lane right hand lane was a school bus that was stopping at rail road tracks car in front of me in left lane stoped for reason unknown car behind me hit me which pushed me into the car infront of me no damage to vehicle in front of me but they filed a claim i did not tell them i have no driver's license just exchanged info with the car that rear ended me and the lady that was infront of me took pictures of all three vehicles with my car and truck that rear ended me showing damages but no damages to car in front me which is cause of acc
A:
more info needed
if you were not hurt see if the ins co for the car to defend you under a reservation of rights
if you have a car with auto ins then submit it to them
A:
The insurance on the car you were driving covers you as a permissive user, unless you were specifically excluded. The question is what type of coverage it had. If it was liability only, then you will be covered for any liability for hitting the car in front of you. Sometimes, the person in front will claim that you hit them first, and then you were hit from behind last.
If you were insured for liability, then you can make a claim against the person who hit you for all of your medical expenses, wage loss, property damage and pain and suffering. If you were truly uninsured, then you cannot recover pain and suffering. If the person who hit you was uninsured, then you are out of luck for your recovery, unless the policy on the car carried Uninsured Motorist coverage. If so, you can make a claim against it. Talk to an attorney ASAP.
A: If you are not at fault and did not have auto insurance you can still make a claim but it is under Prop 213 for injuries, medical, loss wages and property damage. Call attorneys to help you and ask if they take Prop 213 cases.
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