Q: How could misapplied mortgage payments found after an agreed tpp be rectified on borrowers behalf?
I found a payment that was applied to principal curtailment that in turn caused late fees and missed payments. Other fees down the road could the error change the outcome of where i am now?
A: Yes. Dispute it on your credit report and with the lender. You should get on this ASAP bc it can materially affect your credit rating.
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