Q: Are employers required to notify as self insured and will handle workers comp claims in house prior to employment?
I went through a claims experience that I didn’t appreciate because I was feeling pushed by my employer to sign off before I felt I was back to normal. She has done this on multiple occasions I have found out. Not looking to sue for money. But I wish to anonymously notify the correct agency so that she I’d force to comply with what I was told is law in my insurance course. Don’t want others to have a similar experience to mine if possible. I have the most recent employee handbook and it doesn’t not mention being a self insurer under workers comp. so if they sent a small foot note on a pay stub for all longer term employees, I am confident that new hires are not being notified. I would appreciate any help you can offer.
A: The 2014 Administrative Workers’ Compensation Act allowed employers to “opt out” of the state workers’ compensation system as long as they provided equal or better benefits. Since that time, the Oklahoma Supreme Court struck down the “opt out” provision. Employers can self-insure, but it is subject to additional regulation.
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