There was significant damage to steel crossbeams making home unstable at that end. Also seven busted windows along with a stress point where it was twisted almost in half where roof sags badly now. Back toilet was knocked out of the floor whereas there is no support under tub now either. My... View More
I already have around 20 clients. These policies I would be writing for me and my sons would not be over 25% of my total business. These policies on my sons and I are from the marketplace which means they are being subsidized by tax payers. If I were able to take ownership of the health... View More
An Oklahoma attorney could advise best, but your question remains open for four weeks. Until you're able to consult with a local attorney, most states have departments of insurance. They field many insurance-related questions from the public. Good luck
My father was my beneficiary but passed away in 1988. My mother had told me that she became the beneficiary. My stepfather recently passed away and my mother is in early demensia so we are getting all legal paperwork together. I found a photocopy of her updating the policy, but no original. Neither... View More
If the life insurance policy truly belongs to you, then all you have to do is call the life insurance company and ask, and you can update the beneficiary anytime you want. If you have been paying the premiums, then the life insurance policy probably belongs to you. If you have not been paying the...View More
You need to contact the insurance company immediately and notify them. My advice is get a Post Office Box and send a formal letter to the insurance company giving them that address. Most likely you will need to file a police report for the criminal actions that took place, which I see at least 4...View More
If the claimant wants to keep the car, yes they can say "well,you are getting back what the salvage value is." Now you need to determine how they figure that, and if what you get will allow you to repair the car to the level it can be inspected. If there are problems with that or other...View More
The 1 code listed is very vague. In California the list of EUO is at least 2 pages long on their website and it describes what is allowed and not allowed under EUO. Why is Oklahoma laws so vague concerning EUO? I’m not a policy holder and I’m a non driver on the policy, I’m also not a... View More
An Oklahoma attorney could answer you best, but your question remains open for two weeks. As a general matter, there might not be a great deal of EUO-specific law out there. It could possibly be addressed in state insurance regulations, either expressly or impliedly, as measures permitted by...View More
My second vehicle was parked on the street and was not occupied. Another driver crashed into my vehicle causing a lot of damage. The other driver does have insurance. Will that driver’s insurance company be required to pay for the damage or will my state laws give them an ‘out’ since I was... View More
That is frustrating situation to say the least! If you have the driver's insurance information, then contact the insurance company and file a claim against the driver's insurance for the property damage to your vehicle, diminished value (if applicable), and any other property damage that...View More
I went through a claims experience that I didn’t appreciate because I was feeling pushed by my employer to sign off before I felt I was back to normal. She has done this on multiple occasions I have found out. Not looking to sue for money. But I wish to anonymously notify the correct agency so... View More
The 2014 Administrative Workers’ Compensation Act allowed employers to “opt out” of the state workers’ compensation system as long as they provided equal or better benefits. Since that time, the Oklahoma Supreme Court struck down the “opt out” provision. Employers can self-insure, but...View More
Sorry I didn't see this sooner. YES, you should hire an attorney, if you haven't already. Representing yourself in Federal Court is much more difficult than in state courts, as I am sure you have learned by now.
Please visit my website, www.GaryJDean.com, and at the bottom of the...View More
Lawyers give free consultations. If it did that much damage you may have an injury but just want to say "Oh, my shoulder, that 's nothing..." then months later you get a rotator cuff. So contact a member of the OK Trial Lawyers Assn --they give free consults. Look at your policy--do...View More
I was given the key by the owner. I did take a drive her car for a while before being arrested, whereas the car was returned to either the insurance company or the owner. There was no damage to the car. However, they are suing me (insurance company) for a sum of money equaling 6,800 dollars... View More
My daughter was riding with someone when they got into an argument. My daughter asked the driver to pull over and let her out but she didn't so my daughter per the driver open the door and jumped out which I don't believe which cased the truck tire to hit her head. She died a week later... View More
Ordinarily an insurer will want to make a single payment in settlement of the entire matter. There is not enough information here to determine if the settlement attempt is proper or if the settlement amount is in your daughter's best interest. You should consult with an attorney.
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