Los Angeles, CA asked in Car Accidents for California

Q: I have a car accident. The driver give me his information but he’s not in the insurance policy do I have a case ?

I call the insurance company and they said there’s nothing they can do because the driver at the moment it’s not in the policy . In need help my car is bad damage. And I don’t know what to do ?

Related Topics:
3 Lawyer Answers
William John Light
William John Light
Answered
  • Personal Injury Lawyer
  • Riverside, CA
  • Licensed in California

A: Make a claim with your own insurance company. If you don't have one, you can pursue the other driver and owner of the vehicle. Unless the driver is specifically excluded from coverage, as a permissive use of the vehicle, the owners policy should apply to him. Talk to an attorney, and get a copy of the Traffic Collision Report. if you are injured, and there is no applicable liability insurance, you can make a claim with your Uninsured Motorist Coverage, if you purchased it with your own policy.

Alexander Bakhache Perez
Alexander Bakhache Perez
Answered
  • Personal Injury Lawyer
  • Fullerton, CA
  • Licensed in California

A: yes you should still make a claim and see if they accept the honor the coverage as a permissible driver or you can have his own insurance with another car if he was borrowing this car.

you need to make a claim.

Peter N. Munsing
Peter N. Munsing
PREMIUM
Answered
  • Personal Injury Lawyer
  • Wyomissing, PA

A: If you were hurt contact a member of CAOC- in the county where the wreck happened---they give free consults. Mr. Light & Mr. Perez are correct.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.