Q: There's been a payday loan taken out in my name, with my SS#, what can I do?
Its not being paid back, and its going on my credit report. What should I do next? How can I prove it is the person that I suspect it to be that is responsible for this? I disputed the mark on my credit report, but I don't know how to prove to them it wasn't me.
A: Quickly contact PayDay and ask them to preserve the video surveillance from the transactions they claim to have with you. Contact the police and advise them that your identity has been compromised. Contact Equifax and the other major credit reporting agencies and advise that your identity has been stolen. You cannot ideally sit back and wait, you must be proactive in protecting your credit, even if you are the victim.
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