Q: Can Sprint take money out of my bank account if I closed it and opened a new bank account with the same bank?
Sprint has this clause in their fine print: "You agree that when you provide credit or debit card information at any time during the lease term (including any month-to-month period), you authorize us to charge the card for any and all amounts owed as provided above under “Remedies”
if you default under this Lease Agreement and fail to cure the default. If you provide us with credit or debit card information
and you later receive a new card on the same account, you also authorize us to use information provided by your card
issuer to update your account information in our records and to continue using the card or replacement card information."
Can they legally take money from me if I opened a new bank account with the same bank as the closed account they have on file?
A: Assuming Sprint is collecting a valid debt, the answer is yes. Why? because The debt is your debt, not a debt owed by your old closed bank account. Caveat: If any creditor including Sprint finds any money of yours in any account at the same bank--possibly even including joint accounts--they can grab it. Note: There are ways to avoid this problem; hire a good lawyer to tell you about them.
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